Lakeland Financial (LKFN) Stock: Buy, Sell, or Hold?
LKFN - Lakeland Financial Corp
$61.68
-0.17 (-0.27%)
▼
5d:
+1.59%
30d:
+5.77%
90d:
-2.04%
WAIT
LOW Confidence
Analysis Updated: Nov 3, 2026 12:00 AM ET
Earnings: Oct 26, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: LKFN shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: LKFN shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$75.17
Based on 4.0% avg growth
INTRINSIC VALUE TODAY
$46.68
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LKFN is currently trading at $61.67, which is considered extended relative to its 30-day fair value range of $57.26 to $60.22. The stock's valuation (Forward PE: 13.4) is in line with its historical norms (13.4). At these levels, the market is pricing in 0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LKFN is in a downtrend. The price is approaching resistance at $62.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, LKFN is in a downtrend. The price is approaching resistance at $62.68. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LKFN scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$57.26 -
$60.22
Company Quality Score
28/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
24.8%
All Signals
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (15/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($66.00)
- NEUTRAL: Market pricing in 0.0% annual earnings growth - fairly valued
- WARNING: Composite score 28/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$57.26 -
$60.22
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$57.58
Resistance Level
$62.68
Current Trend
Downtrend
Technical data as of
Nov 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.38
Wall Street Target
$66.00
(+6.7%)
Revenue Growth (YoY)
7.1%
Earnings Growth (YoY)
11.0%
Profit Margin
40.8%
PE vs Historical
13.4 vs 13.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$61.84
(0%)
2-Year Target
$61.84
(0%)
3-Year Target
$61.84
(0%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
$61.93
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 3.9%)
$102.85
(+66%)
Base:
(SPY PE: 13.4, Growth: 3.9%)
$69.29
(+12%)
Bear:
(PE: 11.4, Growth: 3.9%)
$58.90
(-5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.44 | Current EPS (TTM): $4.47
Bull Case
$68.35
(+11%)
Analyst growth 3.4%, PE expands to 14.8
Base Case
$62.13
(+1%)
Market implied 3.4%, PE stable at 13.4
Bear Case
$40.86
(-34%)
Severe decline -20.0%, PE contracts to 11.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: November 03, 2026 10:40 AM ET
Data refreshes hourly during market hours. Next update: 11:40 AM
Data refreshes hourly during market hours. Next update: 11:40 AM
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Technical Signals Check
Is LKFN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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