RF Stock Analysis: Buy, Sell, or Hold?
RF - Regions Financial Corp.
$30.90
0.27 (0.87%)
▲
5d:
+1.0%
30d:
-1.2%
90d:
+9.99%
BUY
MODERATE Confidence
Analysis Updated: Aug 25, 2026 12:00 AM ET
Earnings: Oct 16, 2026
Smart Money Accumulation
Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →
Signal fired Aug 24, 2026 at $30.63 · last confirmed Aug 25, 2026
Strength: 5.1/10
Get Alerted When RF Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: RF shows positive signals but monitor for confirmation. Market pricing in 2.2% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: RF shows positive signals but monitor for confirmation. Market pricing in 2.2% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$38.49
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$23.90
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RF is currently trading at $30.89, which is considered oversold relative to its 30-day fair value range of $30.69 to $31.67. The stock's valuation (Forward PE: 10.8) is in line with its historical norms (10.1). At these levels, the market is pricing in 2.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RF is in a strong uptrend. The price is currently testing key support at $30.11. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RF scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RF is in a strong uptrend. The price is currently testing key support at $30.11. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: RF scores 64/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.69 -
$31.67
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
86.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (64/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.93)
- NEUTRAL: Market pricing in 2.2% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 64/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$30.69 -
$31.67
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$30.12
Resistance Level
$32.11
Current Trend
Strong Uptrend
Technical data as of
Aug 25, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.78
Wall Street Target
$32.93
(+7.5%)
Revenue Growth (YoY)
3.4%
Earnings Growth (YoY)
8.5%
Profit Margin
30.8%
Valuation Premium vs History
+2.2% premium
PE vs Historical
10.8 vs 10.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.2%
(market-implied from PE analysis)
1-Year Target
$31.30
(+2%)
2-Year Target
$31.99
(+4%)
3-Year Target
$32.70
(+7%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$30.65
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 8.1%)
$72.03
(+135%)
Base:
(SPY PE: 10.8, Growth: 8.1%)
$38.71
(+26%)
Bear:
(PE: 9.2, Growth: 8.1%)
$32.90
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.35 | Current EPS (TTM): $2.48
Bull Case
$38.62
(+26%)
Analyst growth 14.6%, PE expands to 13.6
Base Case
$35.11
(+15%)
Market implied 14.6%, PE stable at 12.4
Bear Case
$20.83
(-32%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 26, 2026 10:39 AM ET
Data refreshes hourly during market hours. Next update: 11:39 AM
Data refreshes hourly during market hours. Next update: 11:39 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 52 HOLD |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 56 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$93 | 63 BUY |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$180 | 51 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$423 | 59 HOLD |
Advanced RF Option Strategies
Professional options setups generated by AI based on today's RF price and gamma walls.
