NN vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 22, 2026

NN

35.8
AI Score
VS
PAY Wins

PAY

45.8
AI Score

Investment Advisor Scores

NN

36score
Recommendation
SELL

PAY

46score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NN PAY Winner
Revenue 2.15M 719.18M PAY
Net Income -44.38M 46.44M PAY
Net Margin -2068.8% 6.5% PAY
Operating Income -39.59M 59.17M PAY
ROE -13.3% 7.6% PAY
ROA -11.4% 6.4% PAY
Total Assets 389.05M 725.37M PAY
Cash 77.72M 377.69M PAY
Current Ratio 25.63 4.89 NN
Free Cash Flow -28.04M 79.12M PAY

Relative Price Performance (Last 90 Days)

NN 1M: +38.7% · 3M: -17.9% PAY 1M: +39.1% · 3M: +70.4%

Current Technical Phase

NN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 54.8 · Price: $17.55

PAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (25.3% over 20 days), RSI 60

RSI (14): 59.5 · Price: $40.00

Fundamentals Snapshot

Metric NN PAY
Market Cap
Forward P/E -30.8 35.9
Trailing P/E 58.2
Revenue (TTM)
Revenue Growth 0.0% 0.3%
Gross Margin -1.0% 0.2%
Operating Margin -17.5% 0.1%
EPS -0.78 0.68
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate, winning 9 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.