PAY vs APPN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

PAY

42.8
AI Score
VS
APPN Wins

APPN

44.7
AI Score

Investment Advisor Scores

PAY

43score
Recommendation
HOLD

APPN

45score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAY APPN Winner
Revenue 1.09B 640.07M PAY
Net Income 73.92M -1.00M PAY
Gross Margin 25.1% 72.4% APPN
Net Margin 6.8% -0.2% PAY
Operating Income 92.71M 19.02M PAY
ROE 11.5% 1.0% PAY
ROA 9.7% -0.2% PAY
Total Assets 763.87M 600.90M PAY
Cash 407.62M 47.33M PAY
Current Ratio 4.82 0.92 PAY
Free Cash Flow 122.56M 38.41M PAY

Relative Price Performance (Last 90 Days)

PAY 1M: +6.7% · 3M: -19.4% APPN 1M: +38.5% · 3M: +44.8%

Current Technical Phase

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.9 · Price: $34.01

APPN

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (13.1% over 20 days), RSI 66

RSI (14): 65.7 · Price: $53.60

Fundamentals Snapshot

Metric PAY APPN
Market Cap — —
Forward P/E 31.2 34.9
Trailing P/E 46.7 —
Revenue (TTM) — —
Revenue Growth 0.2% 0.3%
Gross Margin 0.3% 0.7%
Operating Margin 0.1% 0.1%
EPS 0.73 -0.08
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, APPN is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.