ROOT vs HGTY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

ROOT

39.7
AI Score
VS
HGTY Wins

HGTY

50.0
AI Score

Investment Advisor Scores

ROOT

40score
Recommendation
SELL

HGTY

50score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ROOT HGTY Winner
Revenue 782.70M 666.65M ROOT
Net Income 61.30M -4.70M ROOT
Net Margin 7.8% -0.7% ROOT
ROE 18.7% -2.2% ROOT
ROA 3.7% -0.2% ROOT
Total Assets 1.67B 2.15B HGTY
Cash 509.60M 298.30M ROOT
Debt/Equity 0.60 1.00 ROOT

Relative Price Performance (Last 90 Days)

ROOT 1M: +10.8% · 3M: -2.3% HGTY 1M: +6.3% · 3M: +24.4%

Current Technical Phase

ROOT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.3 · Price: $53.49

HGTY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (7.7% over 20 days), RSI 62

RSI (14): 61.6 · Price: $13.55

Fundamentals Snapshot

Metric ROOT HGTY
Market Cap
Forward P/E 19.0 23.1
Trailing P/E 14.5 103.8
Revenue (TTM)
Revenue Growth 0.0% -0.1%
Gross Margin 0.4% 0.6%
Operating Margin 0.1% 0.2%
EPS 3.63 0.13
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, HGTY is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.