HGTY Stock Analysis: Buy, Sell, or Hold?
HGTY - Hagerty, Inc.
$11.55
0.02 (0.13%)
▲
5d:
-2.33%
30d:
-6.82%
90d:
+11.65%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 05, 2026
1d
Get Alerted When HGTY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: HGTY shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: HGTY shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.71
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$11.00
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 22.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HGTY is currently trading at $11.54, which is considered oversold relative to its 30-day fair value range of $11.57 to $12.22. The stock's valuation (Forward PE: 20.2) is in line with its historical norms (22.1). Remarkably, the market is currently pricing in an annual earnings decline of 3.1% over the next few years. This pessimistic expectation contrasts with the company's recent 410.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, HGTY is in a strong uptrend. The price is currently testing key support at $11.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $13.43 (+16.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HGTY is in a strong uptrend. The price is currently testing key support at $11.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $13.43 (+16.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$11.57 -
$12.22
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($13.43)
Trading Range Analysis
30-Day Trading Range
$11.57 -
$12.22
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$11.25
Resistance Level
$12.20
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
20.16
Wall Street Target
$13.43
(+16.5%)
Revenue Growth (YoY)
-5.0%
Earnings Growth (YoY)
410.3%
Profit Margin
2.0%
Valuation Discount vs History
-3.1% cheaper
PE vs Historical
20.2 vs 22.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.1%
(market-implied from PE analysis)
1-Year Target
$11.17
(-3%)
2-Year Target
$10.83
(-6%)
3-Year Target
$10.49
(-9%)
3-Yr Target (if PE normalizes)
(PE: 20→22)
$11.50
(0%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (48x PE), but valuation improves significantly next year (20x PE) as earnings recover.
Trailing PE: 48.00 | Current EPS (TTM): $0.24
Bull Case
$25.34
(+120%)
Analyst growth 100.0%, PE expands to 52.8
Base Case
$23.04
(+100%)
Market implied 100.0%, PE stable at 48.0
Bear Case
$7.83
(-32%)
Severe decline -20.0%, PE contracts to 40.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 20.2 to 22.1
Stabilization Target:
$12.64
(+9.6%)
PE Expansion Potential:
+9.6%
Share & Embed Analysis
Last updated: August 03, 2026 3:37 PM ET
Data refreshes hourly during market hours. Next update: 4:37 PM
Data refreshes hourly during market hours. Next update: 4:37 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is HGTY showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Laurie Harris
SELL
5531 shares
2026-04-07
Anthony J Kuczinski
BUY
4000 shares
2026-03-12
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
BUY
25 analysts |
$255 | 63 BUY |
|
TRV
The Travelers Companies … |
SELL
28 analysts |
$358 | 58 HOLD |
|
CB
Chubb Ltd |
HOLD
25 analysts |
$365 | 54 HOLD |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 57 HOLD |
|
PGR
Progressive Corp |
BUY
19 analysts |
$230 | 48 HOLD |
