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SYF

SYNCHRONY FINANCIAL
Data: 2026-07-31
$75.79
Price
-1.79%
Change
$88.77
52W High
$63.08
52W Low
Full AI Analysis Buy/Sell Forecast Trendline Why Moving Charts Options

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Quick Stats
Jul 31, 2026

62.8

AI Score

BUY

0.86

Volume Ratio

Oct 14, 2026

Next Earnings

18

+ve Days (30d)

12

-ve Days (30d)

SYF Stock Summary

Last updated Jul 31, 2026

SYF is currently trading at $75.79, positioned above its 200-day moving average of $74.38, indicating a long-term uptrend. The stock has a 52-week range of $63.08 to $88.77.

Technical Analysis: The 50-day moving average stands at $73.62, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 53.898, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.064, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates SYF at 62.8/100 with a BUY recommendation.

SYF (SYNCHRONY FINANCIAL) Indicators

Last updated Jul 31, 2026

Indicator Value
RSI(14) 53.898
CMF (20) 0.064
ROC (10) 2.948
ADX (14) 19.195
Indicator Value
MACD (12,26,9) 0.437
AROONOSC (14) 42.857
WILLAMS %R (14) -25.236
MFI (14) 50.16
SYF Technical Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators

Select indicators above to analyze technical patterns

Indicators will appear below the price chart with perfectly aligned dates

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

SYF Price vs Max Options Open Interest
SYF Max Change In Options Open Interest

SYF Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

SYF Daily Out of Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

SYF Daily In the Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI		 Volume Ask PC Delta Vega Volatility % change Track

SYF Most Active Options by Volume(near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI		 Ask PC Delta Vega Volatility % change Track

SYNCHRONY FINANCIAL is above both the 50 Day and 200 Day SMA which is considered Bullish.

SYF Moving Averages Analysis

SYNCHRONY FINANCIAL has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jul 31, 2026

SYNCHRONY FINANCIAL has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jul 31, 2026

SYF (SYNCHRONY FINANCIAL) Simple Moving Averages

Moving Averages are last updated Jul 31, 2026

Days MA
10 74.35
20 73.86
30 74.81
50 73.62
100 72.36
200 74.38

SYF Fundamental Analysis

P/E (Forward) 8.0515
P/E (Trailing) 7.6863
Market Cap ($) 25.1 billion
Earnings/Share ($) 10.04
Net Profit Margin (%) 0.3551
Dividend/Share ($) 1.2
EPS Estimate Current Year ($) 9.3828
EPS Estimate Next Year ($) 10.4635
WallStreet Target Price ($) 88.96
Most Recent Quarter