SYF

SYNCHRONY FINANCIAL
Data: 2026-08-21

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Quick Stats
Aug 21, 2026

46.9

AI Score

HOLD

1.43

Volume Ratio

Oct 14, 2026

Next Earnings

17

+ve Days (30d)

13

-ve Days (30d)

SYF Stock Summary

Last updated Aug 21, 2026

SYF is currently trading at $79.47, positioned above its 200-day moving average of $74.82, indicating a long-term uptrend. The stock has a 52-week range of $63.08 to $88.77.

Technical Analysis: The 50-day moving average stands at $76.03, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 56.009, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.123, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates SYF at 46.9/100 with a HOLD recommendation.

SYF (SYNCHRONY FINANCIAL) Indicators

Last updated Aug 21, 2026

Indicator Value
RSI(14) 56.009
CMF (20) 0.123
ROC (10) 1.12
ADX (14) 19.476
Indicator Value
MACD (12,26,9) 1.234
AROONOSC (14) -21.429
WILLAMS %R (14) -39.106
MFI (14) 65.844
SYF Technical Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators

Select indicators above to analyze technical patterns

Indicators will appear below the price chart with perfectly aligned dates

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

SYF Price vs Max Options Open Interest
SYF Max Change In Options Open Interest

SYF Options - Sort by Max open Interest (near term)

23rd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

SYF Daily Out of Money Options - Sort by Max open Interest (near term)

23rd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

SYF Daily In the Money Options - Sort by Max open Interest (near term)

23rd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

SYF Most Active Options by Volume(near term)

23rd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI
Ask PC Delta Vega Volatility % change Track

SYNCHRONY FINANCIAL is above both the 50 Day and 200 Day SMA which is considered Bullish.

SYF Moving Averages Analysis

SYNCHRONY FINANCIAL has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Aug 21, 2026

SYNCHRONY FINANCIAL has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Aug 21, 2026

SYF (SYNCHRONY FINANCIAL) Simple Moving Averages

Moving Averages are last updated Aug 21, 2026

Days MA
10 79.43
20 78.4
30 76.67
50 76.03
100 74.4
200 74.82

SYF Fundamental Analysis

P/E (Forward) 8.7032
P/E (Trailing) 8.3077
Market Cap ($) 26.4 billion
Earnings/Share ($) 9.75
Net Profit Margin (%) 0.3551
Dividend/Share ($) 1.2
EPS Estimate Current Year ($) 9.3681
EPS Estimate Next Year ($) 10.4723
WallStreet Target Price ($) 89.09
Most Recent Quarter