GDOT Stock Analysis: Buy, Sell, or Hold?
GDOT - Green Dot Corporation
$13.44
0.10 (0.75%)
â˛
5d:
-0.67%
30d:
+2.6%
90d:
+4.51%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 10, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: GDOT is fairly priced but lacks strong directional signals. At 4.6% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: GDOT is fairly priced but lacks strong directional signals. At 4.6% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$14.30
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$8.88
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GDOT is currently trading at $13.44, which is considered slightly high relative to its 30-day fair value range of $13.21 to $13.48. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.0) compared to its historical average (7.8). At these levels, the market is pricing in 4.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, GDOT is in a strong uptrend. The price is approaching resistance at $13.59. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $16.12 (+20.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, GDOT is in a strong uptrend. The price is approaching resistance at $13.59. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $16.12 (+20.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$13.21 -
$13.48
Company Quality Score
49/100
(HOLD)
Options IV Signal
40th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
65.0%
Protect Your Profits
Holding GDOT? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Options fairly priced (IV 40th percentile)
- NEUTRAL: Mixed technical signals (47/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($16.12)
- NEUTRAL: Market pricing in 4.6% annual earnings growth - fairly valued
- WARNING: Composite score 49/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$13.21 -
$13.48
Current vs Trading Range
SLIGHTLY HIGH
Expected Move (7 Days)
Âą$1.06
(7.9%)
Support & Resistance Levels
Support Level
$12.55
Resistance Level
$13.59
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.96
Wall Street Target
$16.13
(+20.0%)
Revenue Growth (YoY)
18.3%
Earnings Growth (YoY)
97.9%
Profit Margin
-1.1%
Valuation Premium vs History
+4.6% premium
PE vs Historical
9.0 vs 7.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$14.06
(+5%)
2-Year Target
$14.70
(+9%)
3-Year Target
$15.38
(+14%)
3-Yr Target (if PE normalizes)
(PE: 9â8)
PE COMPRESSION
$13.39
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 4.2%)
$34.03
(+153%)
Base:
(SPY PE: 9.0, Growth: 4.2%)
$15.19
(+13%)
Bear:
(PE: 7.6, Growth: 4.2%)
$12.91
(-4%)
Share & Embed Analysis
Last updated: August 23, 2026 4:24 AM ET
Data refreshes hourly during market hours. Next update: 5:24 AM
Data refreshes hourly during market hours. Next update: 5:24 AM
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Technical Signals Check
Is GDOT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced GDOT Option Strategies
Professional options setups generated by AI based on today's GDOT price and gamma walls.
