PCTY Stock Analysis: Buy, Sell, or Hold?
PCTY - Paylocity Holding Corporation Common Stock
$115.10
3.77 (3.39%)
▲
5d:
+14.55%
30d:
-2.33%
90d:
+9.43%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 04, 2026
Get Alerted When PCTY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: PCTY shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
💡 BUY OPPORTUNITY: PCTY shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$170.03
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$105.57
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PCTY is currently trading at $115.10, which is considered extended relative to its 30-day fair value range of $103.12 to $114.52. From a valuation perspective, the stock is trading at a discount (Forward PE: 13.2) compared to its historical average (14.8). Remarkably, the market is currently pricing in an annual earnings decline of 3.5% over the next few years. This pessimistic expectation contrasts with the company's recent 27.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PCTY is showing sideways momentum. The price is approaching resistance at $115.51. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.4% recently.
Market Sentiment: PCTY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $152.42 (+32.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PCTY is showing sideways momentum. The price is approaching resistance at $115.51. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.4% recently.
Market Sentiment: PCTY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $152.42 (+32.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$103.12 -
$114.52
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.4%)
- BULLISH: Trading 32.4% below Wall St target ($152.42)
Trading Range Analysis
30-Day Trading Range
$103.12 -
$114.52
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$98.31
Resistance Level
$115.51
Current Trend
Sideways
Technical data as of
Jul 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.25
Wall Street Target
$152.42
(+32.4%)
Revenue Growth (YoY)
10.5%
Earnings Growth (YoY)
27.3%
Profit Margin
14.9%
Valuation Discount vs History
-3.5% cheaper
PE vs Historical
13.3 vs 14.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.5%
(market-implied from PE analysis)
1-Year Target
$111.07
(-4%)
2-Year Target
$107.18
(-7%)
3-Year Target
$103.43
(-10%)
3-Yr Target (if PE normalizes)
(PE: 13→15)
$115.57
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.5%)
$235.04
(+104%)
Base:
(SPY PE: 13.2, Growth: 7.5%)
$142.94
(+24%)
Bear:
(PE: 11.3, Growth: 7.5%)
$121.50
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (24x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 23.79 | Current EPS (TTM): $4.68
Bull Case
$227.39
(+98%)
Analyst growth 85.7%, PE expands to 26.2
Base Case
$206.71
(+80%)
Market implied 85.7%, PE stable at 23.8
Bear Case
$75.70
(-34%)
Severe decline -20.0%, PE contracts to 20.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 13.2 to 14.8
Stabilization Target:
$128.61
(+11.7%)
PE Expansion Potential:
+11.7%
Share & Embed Analysis
Last updated: July 03, 2026 9:00 AM ET
Data refreshes hourly during market hours. Next update: 10:00 AM
Data refreshes hourly during market hours. Next update: 10:00 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PCTY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Software - Application Stocks
Top-rated stocks in Software - Application by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
NOW
ServiceNow Inc |
STRONG BUY
47 analysts |
$141 | 60 BUY |
|
INTU
Intuit Inc |
STRONG BUY
34 analysts |
$488 | 55 HOLD |
|
SHOP
Shopify Inc |
STRONG BUY
51 analysts |
$148 | 59 HOLD |
|
CRM
Salesforce.com Inc |
STRONG BUY
55 analysts |
$252 | 55 HOLD |
|
CDNS
Cadence Design Systems I… |
STRONG BUY
25 analysts |
$389 | 55 HOLD |
