FNB vs SHBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

FNB

49.9
AI Score
VS
SHBI Wins

SHBI

50.6
AI Score

Investment Advisor Scores

FNB

50score
Recommendation
HOLD

SHBI

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FNB SHBI Winner
Net Income 286.00M 59.51M FNB
ROE 4.2% 10.1% SHBI
ROA 0.6% 1.0% SHBI
Total Assets 51.00B 6.26B FNB
Cash 2.38B 355.57M FNB
Debt/Equity 0.29 0.15 SHBI
Free Cash Flow 374.00M 59.22M FNB

Relative Price Performance (Last 90 Days)

FNB 1M: -1.8% · 3M: +6.0% SHBI 1M: +1.9% · 3M: +17.0%

Current Technical Phase

FNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 40.3 · Price: $18.53

SHBI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.7 · Price: $23.34

Fundamentals Snapshot

Metric FNB SHBI
Market Cap
Forward P/E 9.9 10.3
Trailing P/E 11.0 11.7
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 1.68 1.98
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SHBI is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.