F.N.B. (FNB) Stock: Buy, Sell, or Hold?
$18.24
+0.01 (+0.05%)
â˛
5d:
-0.05%
30d:
+6.17%
90d:
-5.35%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (64%)
Quality Score
51/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$17.21 â $18.24
Position: SLIGHTLY HIGH
Forward P/E & Valuation
9.7x
FAIR
vs 9.4x historical avg
Wall Street Target
$20.33
+11.5% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$17.68 / $18.93
Trend: Strong Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: FNB is fairly priced but lacks strong directional signals. At 0.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$25.86
Based on 7.9% avg growth
INTRINSIC VALUE TODAY
$16.06
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FNB is currently trading at $18.24, which is considered slightly high relative to its 30-day fair value range of $17.21 to $18.24. The stock's valuation (Forward PE: 9.7) is in line with its historical norms (9.4). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FNB is in a strong uptrend. Immediate support is located at $17.68, while resistance sits at $18.93.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $20.33 (+11.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FNB is in a strong uptrend. Immediate support is located at $17.68, while resistance sits at $18.93.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $20.33 (+11.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$17.21 -
$18.24
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
Trading Range & Key Levels
30-Day Trading Range
$17.21 -
$18.24
Current vs Trading Range
SLIGHTLY HIGH
Support Level
$17.68
Resistance Level
$18.93
Current Trend
Strong Uptrend
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- NEUTRAL: Mixed technical signals (54/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($20.33)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
- WARNING: Composite score 51/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
9.66
Wall Street Target
$20.33
(+11.5%)
Revenue Growth (YoY)
4.0%
Earnings Growth (YoY)
4.9%
Profit Margin
34.4%
Valuation Premium vs History
+0.9% premium
PE vs Historical
9.7 vs 9.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$18.40
(+1%)
2-Year Target
$18.57
(+2%)
3-Year Target
$18.74
(+3%)
3-Yr Target (if PE normalizes)
(PE: 10â9)
PE COMPRESSION
$18.23
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 11.7%)
$52.24
(+186%)
Base:
(SPY PE: 9.7, Growth: 11.7%)
$25.41
(+39%)
Bear:
(PE: 8.2, Growth: 11.7%)
$21.60
(+18%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.72 | Current EPS (TTM): $1.70
Bull Case
$22.27
(+22%)
Analyst growth 11.1%, PE expands to 11.8
Base Case
$20.25
(+11%)
Market implied 11.1%, PE stable at 10.7
Bear Case
$12.40
(-32%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (FNB)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Jul 2, 2026
Daily AI digest
AI Retail Discussion Summary:
A bullish trader on StockTwits noted $FNB and other financials breaking out, with no recent negative news articles available.
Key Retail Themes:
Positive sentiment around financials
Breakout potential for $FNB
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 8:16 AM ET
Data refreshes hourly during market hours. Next update: 9:16 AM
Data refreshes hourly during market hours. Next update: 9:16 AM
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Technical Signals Check
Is FNB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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