FOUR vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jun 25, 2026

FOUR

60.5
AI Score
VS
FOUR Wins

PAY

52.2
AI Score

Investment Advisor Scores

FOUR

61score
Recommendation
BUY

PAY

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FOUR PAY Winner
Revenue 1.12B 358.44M FOUR
Net Income 15.00M 20.88M PAY
Net Margin 1.3% 5.8% PAY
Operating Income 50.00M 26.55M FOUR
ROE 0.9% 3.6% PAY
ROA 0.2% 3.0% PAY
Total Assets 8.76B 698.60M FOUR
Cash 473.00M 338.78M FOUR
Current Ratio 1.22 4.41 PAY
Free Cash Flow 128.00M 30.37M FOUR

Frequently Asked Questions

Based on our detailed analysis, FOUR is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.