Shift4 Payments (FOUR) Stock: Buy, Sell, or Hold?
FOUR - Shift4 Payments, Inc.
$40.17
0.66 (1.67%)
â˛
5d:
+2.11%
30d:
+4.45%
90d:
-16.92%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Nov 05, 2026
12d
Get Alerted When FOUR Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: FOUR is fairly priced but lacks strong directional signals. At -4.3% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: FOUR is fairly priced but lacks strong directional signals. At -4.3% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$76.19
Based on 10.8% avg growth
INTRINSIC VALUE TODAY
$47.31
15.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FOUR is currently trading at $40.17, which is considered slightly high relative to its 30-day fair value range of $37.19 to $41.12. From a valuation perspective, the stock is trading at a discount (Forward PE: 6.6) compared to its historical average (7.5). Remarkably, the market is currently pricing in an annual earnings decline of 4.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, FOUR is in a downtrend. Immediate support is located at $36.82, while resistance sits at $41.40.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $52.86 (+31.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FOUR is in a downtrend. Immediate support is located at $36.82, while resistance sits at $41.40.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $52.86 (+31.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$37.19 -
$41.12
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
65.2%
Protect Your Profits
Holding FOUR? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Mixed technical signals (56/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 31.6% below Wall St target ($52.86)
- WARNING: Composite score 47/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$37.19 -
$41.12
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$36.82
Resistance Level
$41.40
Current Trend
Downtrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.57
Wall Street Target
$52.86
(+31.6%)
Revenue Growth (YoY)
34.1%
Earnings Growth (YoY)
-75.4%
Profit Margin
2.2%
Valuation Discount vs History
-4.3% cheaper
PE vs Historical
6.6 vs 7.5
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.3%
(market-implied from PE analysis)
1-Year Target
$38.44
(-4%)
2-Year Target
$36.79
(-8%)
3-Year Target
$35.21
(-12%)
3-Yr Target (if PE normalizes)
(PE: 7â8)
$40.18
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 17.6%)
$197.45
(+392%)
Base:
(SPY PE: 6.6, Growth: 17.6%)
$65.34
(+63%)
Bear:
(PE: 5.6, Growth: 17.6%)
$55.54
(+38%)
đ
Valuation based on Current Earnings
Forward PE: 6.41 | Forward EPS (Implied): $6.27
Bull Case
$48.51
(+21%)
Analyst growth 15.0%, PE expands to 6.7
Base Case
$40.17
(0%)
Market implied 0.0%, PE stable at 6.4
Bear Case
$30.73
(-24%)
Severe decline -15.0%, PE contracts to 5.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.6 to 7.5
Stabilization Target:
$45.84
(+14.1%)
PE Expansion Potential:
+14.1%
Share & Embed Analysis
Last updated: October 23, 2026 5:14 AM ET
Data refreshes hourly during market hours. Next update: 6:14 AM
Data refreshes hourly during market hours. Next update: 6:14 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FOUR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Software - Infrastructure Stocks
Top-rated stocks in Software - Infrastructure by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CYBR
CyberArk Software Ltd |
STRONG BUY
38 analysts |
$475 | 55 HOLD |
|
XYZ
Block, Inc |
STRONG BUY
47 analysts |
$98 | 61 BUY |
|
TWLO
Twilio Inc |
STRONG BUY
31 analysts |
$271 | 52 HOLD |
|
CFLT
Confluent Inc |
STRONG BUY
36 analysts |
$31 | 55 HOLD |
|
CRWD
Crowdstrike Holdings Inc |
STRONG BUY
53 analysts |
$246 | 54 HOLD |
Advanced FOUR Option Strategies
Professional options setups generated by AI based on today's FOUR price and gamma walls.
