GDOT vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 13, 2026

GDOT

63.9
AI Score
VS
GDOT Wins

ENVA

42.6
AI Score

Investment Advisor Scores

GDOT

64score
Recommendation
BUY

ENVA

43score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric GDOT ENVA Winner
Revenue 1.25B 1.80B ENVA
Net Income 51.67M 196.16M ENVA
Net Margin 4.1% 10.9% ENVA
Operating Income 68.28M 444.25M ENVA
ROE 5.5% 13.1% ENVA
ROA 0.8% 2.7% ENVA
Total Assets 6.19B 7.22B ENVA
Cash 1.14B 122.23M GDOT

Relative Price Performance (Last 90 Days)

GDOT 1M: +2.6% · 3M: +4.5% ENVA 1M: +11.5% · 3M: +51.0%

Current Technical Phase

GDOT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.8% over 20 days), RSI 53

RSI (14): 53.2 · Price: $13.44

ENVA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.8 · Price: $242.93

Fundamentals Snapshot

Metric GDOT ENVA
Market Cap
Forward P/E 9.0 11.8
Trailing P/E 18.9
Revenue (TTM)
Revenue Growth 0.2% 0.3%
Gross Margin 1.0% 0.8%
Operating Margin 0.0% 0.3%
EPS -0.51 12.56
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, GDOT is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.