Green Dot (GDOT) Stock: Buy, Sell, or Hold?
GDOT - Green Dot Corporation
$12.20
0.01 (0.08%)
▲
5d:
-1.13%
30d:
-7.65%
90d:
-6.87%
BUY
HIGH Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Nov 09, 2026
17d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: GDOT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: GDOT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$14.67
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$9.11
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GDOT is currently trading at $12.20, which is considered oversold relative to its 30-day fair value range of $12.21 to $13.01. The stock's valuation (Forward PE: 8.1) is in line with its historical norms (8.0). At these levels, the market is pricing in 0.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, GDOT is in a downtrend. The price is currently testing key support at $12.08. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: GDOT scores 73/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $16.12 (+32.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, GDOT is in a downtrend. The price is currently testing key support at $12.08. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: GDOT scores 73/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $16.12 (+32.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$12.21 -
$13.01
Company Quality Score
59/100
(HOLD)
Options IV Signal
31th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
87.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 31th percentile)
- BULLISH: Strong technical setup (73/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 32.2% below Wall St target ($16.12)
- NEUTRAL: Market pricing in 0.7% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 73/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$12.21 -
$13.01
Current vs Trading Range
OVERSOLD
Expected Move (7 Days)
±$0.86
(7.0%)
Support & Resistance Levels
Support Level
$12.08
Resistance Level
$12.68
Current Trend
Downtrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.13
Wall Street Target
$16.13
(+32.2%)
Revenue Growth (YoY)
18.3%
Earnings Growth (YoY)
97.9%
Profit Margin
-1.1%
Valuation Premium vs History
+0.7% premium
PE vs Historical
8.1 vs 8.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$12.29
(+1%)
2-Year Target
$12.37
(+1%)
3-Year Target
$12.46
(+2%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$12.25
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 4.2%)
$33.67
(+176%)
Base:
(SPY PE: 8.1, Growth: 4.2%)
$13.79
(+13%)
Bear:
(PE: 6.9, Growth: 4.2%)
$11.72
(-4%)
Share & Embed Analysis
Last updated: October 22, 2026 8:47 AM ET
Data refreshes hourly during market hours. Next update: 9:47 AM
Data refreshes hourly during market hours. Next update: 9:47 AM
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Technical Signals Check
Is GDOT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's GDOT price and gamma walls.
