PAYO vs Z
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 23, 2026
PAYO
49.5
AI Score
VS
PAYO Wins
Z
38.8
AI Score
Investment Advisor Scores
Z
39score
Recommendation
SELL
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | PAYO | Z | Winner |
|---|---|---|---|
| Revenue | 535.85M | 1.48B | Z |
| Net Income | 17.13M | 42.00M | Z |
| Net Margin | 3.2% | 2.8% | PAYO |
| Operating Income | 46.95M | 26.00M | PAYO |
| ROE | 2.6% | 1.0% | PAYO |
| ROA | 0.2% | 0.8% | Z |
| Total Assets | 8.76B | 5.30B | PAYO |
| Cash | 346.32M | 572.00M | Z |
| Current Ratio | 1.00 | 1.92 | Z |
| Free Cash Flow | 91.89M | 141.00M | Z |
Relative Price Performance (Last 90 Days)
PAYO 1M: -0.1%
· 3M: +42.2%
Z 1M: +21.3%
· 3M: -2.4%
Current Technical Phase
PAYO
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (12.4% over 20 days), RSI 59
Z
NeutralHold
Mixed signals - no dominant trend phase, RSI 57
Fundamentals Snapshot
| Metric | PAYO | Z |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 15.2 | 12.8 |
| Trailing P/E | 50.7 | 159.0 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.1% | 0.2% |
| Gross Margin | 0.9% | 0.7% |
| Operating Margin | 0.1% | 0.0% |
| EPS | 0.14 | 0.23 |
| Dividend Yield | — | — |
Frequently Asked Questions
Based on our detailed analysis, PAYO is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.