OPFI

OppFi Inc.
Data: 2026-07-31

OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.

Quick Stats
Jul 31, 2026

57.1

AI Score

HOLD

0.52

Volume Ratio

Aug 05, 2026

Next Earnings

16

+ve Days (30d)

14

-ve Days (30d)

OPFI Stock Summary

Last updated Jul 31, 2026

OPFI is currently trading at $9.37, positioned above its 200-day moving average of $9.29, indicating a long-term uptrend. The stock has a 52-week range of $7.36 to $12.6.

Technical Analysis: The 50-day moving average stands at $8.92, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 52.639, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.016, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates OPFI at 57.1/100 with a HOLD recommendation.

OPFI (OppFi Inc.) Indicators

Last updated Jul 31, 2026

Indicator Value
RSI(14) 52.639
CMF (20) -0.016
ROC (10) -0.107
ADX (14) 12.062
Indicator Value
MACD (12,26,9) 0.089
AROONOSC (14) 14.286
WILLAMS %R (14) -40.933
MFI (14) 46.298
OPFI Technical Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators

Select indicators above to analyze technical patterns

Indicators will appear below the price chart with perfectly aligned dates

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

OPFI Price vs Max Options Open Interest
OPFI Max Change In Options Open Interest

OPFI Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

OPFI Daily Out of Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

OPFI Daily In the Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

OPFI Most Active Options by Volume(near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI
Ask PC Delta Vega Volatility % change Track

OppFi Inc. is above both the 50 Day and 200 Day SMA which is considered Bullish.

OPFI Moving Averages Analysis

OppFi Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jul 31, 2026

OppFi Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jul 31, 2026

OPFI (OppFi Inc.) Simple Moving Averages

Moving Averages are last updated Jul 31, 2026

Days MA
10 9.33
20 9.35
30 9.31
50 8.92
100 8.74
200 9.29

OPFI Fundamental Analysis

P/E (Forward) 5.2882
P/E (Trailing) 4.6866
Market Cap ($) 1.4 billion
Earnings/Share ($) 2.01
Net Profit Margin (%) 0.1944
Dividend/Share ($) --
EPS Estimate Current Year ($) 1.79
EPS Estimate Next Year ($) 2.195
WallStreet Target Price ($) 14.00
Most Recent Quarter