PAY

Paymentus Holdings, Inc.
Data: 2026-07-31

Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers and financial institutions through a Software-as-a-Service, (SaaS), secure, omni-channel technology platform. The platform integrates into a biller's core financial and operating systems to provide flexible and secure access to payment processing of credit cards, debit cards, eChecks and digital wallets across a number of channels including online, mobile, IVR, call center, chatbot and voice-based assistants. The Company generates revenue from payment transaction fees processed through the Company's platform. The fees are generated as a percentage of transaction value or a specified fee per transaction.

Quick Stats
Jul 31, 2026

58.7

AI Score

HOLD

1.19

Volume Ratio

Aug 03, 2026

Next Earnings

19

+ve Days (30d)

11

-ve Days (30d)

PAY Stock Summary

Last updated Jul 31, 2026

PAY is currently trading at $34.1, positioned above its 200-day moving average of $27.94, indicating a long-term uptrend. The stock has a 52-week range of $20.11 to $39.38.

Technical Analysis: The 50-day moving average stands at $25.52, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 69.228, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.207, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates PAY at 58.7/100 with a HOLD recommendation.

PAY (Paymentus Holdings, Inc.) Indicators

Last updated Jul 31, 2026

Indicator Value
RSI(14) 69.228
CMF (20) 0.207
ROC (10) 14.506
ADX (14) 43.537
Indicator Value
MACD (12,26,9) 2.455
AROONOSC (14) 28.571
WILLAMS %R (14) -30.679
MFI (14) 46.672
PAY Technical Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators

Select indicators above to analyze technical patterns

Indicators will appear below the price chart with perfectly aligned dates

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

PAY Price vs Max Options Open Interest
PAY Max Change In Options Open Interest

PAY Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Daily Out of Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Daily In the Money Options - Sort by Max open Interest (near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Most Active Options by Volume(near term)

2nd August 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI
Ask PC Delta Vega Volatility % change Track

Paymentus Holdings, Inc. is above both the 50 Day and 200 Day SMA which is considered Bullish.

PAY Moving Averages Analysis

Paymentus Holdings, Inc. has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jul 31, 2026

Paymentus Holdings, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jul 31, 2026

PAY (Paymentus Holdings, Inc.) Simple Moving Averages

Moving Averages are last updated Jul 31, 2026

Days MA
10 31.73
20 30.2
30 27.77
50 25.52
100 25.76
200 27.94

PAY Fundamental Analysis

P/E (Forward) --
P/E (Trailing) 64.5741
Market Cap ($) 4.3 billion
Earnings/Share ($) 0.54
Net Profit Margin (%) 0.0578
Dividend/Share ($) --
EPS Estimate Current Year ($) 0.8264
EPS Estimate Next Year ($) 1.0134
WallStreet Target Price ($) 34.00
Most Recent Quarter