PAY

Paymentus Holdings, Inc.
Data: 2026-10-02
Analyzing positioning… Options positioning — based on yesterday's biggest open-interest changes See the chart Institutional flows
Track record
signal day → next-day price move
Quick Stats
Oct 02, 2026

62.9

AI Score

HOLD

0.65

Volume Ratio

Nov 02, 2026

Next Earnings

13

+ve Days (30d)

17

-ve Days (30d)

PAY Price vs Max Options Open Interest

How to read this: the line is the stock price; the bars show where the most option open interest sits each day. Strikes with heavy open interest often act as magnets or barriers for price ("max pain" zones). Scroll right for the most recent days.

PAY Max Change In Options Open Interest

How to read this: each bar is the option contract whose open interest changed the most yesterday. Green bars = new positions being opened (conviction building at that strike); red bars = positions being closed. Call builds above the current price suggest upside bets; put builds below it suggest hedging or downside bets.

PAY Options - Sort by Max open Interest (near term)

2nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Daily Out of Money Options - Sort by Max open Interest (near term)

2nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Daily In the Money Options - Sort by Max open Interest (near term)

2nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike OI Change in
OI
Volume Ask PC Delta Vega Volatility % change Track

PAY Most Active Options by Volume(near term)

2nd October 2026 (Data is delayed in normal mkt. hours)

Type Expiration Strike Volume OI Change in
OI
Ask PC Delta Vega Volatility % change Track
PAY Technical Chart Pro Chart
  • Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
  • SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
  • Options OI: Shows max open interest strikes. High OI = significant price levels.
  • Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
  • Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
  • Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
  • Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
  • Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select an indicator above — it will be added as a pane under the price chart with aligned dates.

Volume Profile Analysis

Horizontal histogram showing volume distribution at each price level with buying/selling pressure

PAY Stock Summary

Last updated Oct 02, 2026

PAY is currently trading at $30.76, positioned above its 200-day moving average of $28.63, indicating a long-term uptrend. The stock has a 52-week range of $20.11 to $45.31.

Technical Analysis: The 50-day moving average stands at $36.08, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 38.29, suggesting the stock is neutral with balanced momentum.

Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.062, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates PAY at 62.9/100 with a HOLD recommendation.

PAY (Paymentus Holdings, Inc.) Indicators

Last updated Oct 02, 2026

Indicator Value
RSI(14) 38.29
CMF (20) -0.062
ROC (10) -11.63
ADX (14) 30.245
Indicator Value
MACD (12,26,9) -1.602
AROONOSC (14) -57.143
WILLAMS %R (14) -79.378
MFI (14) 35.269

PAY Candlestick Patterns

No validated candlestick patterns fired for PAY in the last 10 sessions — that's normal. Only the ~15 patterns with a backtested edge (out of 60 textbook patterns) are tracked here.

Paymentus Holdings, Inc. is above the 200 Day SMA but below the 50 Day SMA — long-term uptrend intact but under near-term pressure (Mixed).

PAY Moving Averages Analysis

Paymentus Holdings, Inc. has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Oct 02, 2026

PAY (Paymentus Holdings, Inc.) Simple Moving Averages

Moving Averages are last updated Oct 02, 2026

Days MA
10 31.01
20 33.54
30 34.83
50 36.08
100 30.28
200 28.63

PAY Fundamental Analysis

P/E (Forward) 28.2486
P/E (Trailing) 45.7313
Market Cap ($) 3.9 billion
Earnings/Share ($) 0.67
Net Profit Margin (%) 0.0624
Dividend/Share ($) --
EPS Estimate Current Year ($) 0.913
EPS Estimate Next Year ($) 1.091
WallStreet Target Price ($) 40.14
Most Recent Quarter

Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers and financial institutions through a Software-as-a-Service, (SaaS), secure, omni-channel technology platform. The platform integrates into a biller's core financial and operating systems to provide flexible and secure access to payment processing of credit cards, debit cards, eChecks and digital wallets across a number of channels including online, mobile, IVR, call center, chatbot and voice-based assistants. The Company generates revenue from payment transaction fees processed through the Company's platform. The fees are generated as a percentage of transaction value or a specified fee per transaction.