CLBK Stock Analysis: Buy, Sell, or Hold?
CLBK - Columbia Financial, Inc. Common Stock
$19.82
0.04 (0.20%)
▲
5d:
-1.49%
30d:
-2.03%
90d:
+13.06%
BUY
HIGH Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 29, 2026
Get Alerted When CLBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: CLBK shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: CLBK shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$23.26
Based on 4.7% avg growth
INTRINSIC VALUE TODAY
$14.44
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CLBK is currently trading at $19.82, which is considered oversold relative to its 30-day fair value range of $19.85 to $20.55. The stock's valuation (Forward PE: 25.4) is in line with its historical norms (23.7). At these levels, the market is pricing in 2.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, CLBK is in a strong uptrend. The price is currently testing key support at $19.56. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CLBK is in a strong uptrend. The price is currently testing key support at $19.56. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$19.85 -
$20.55
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($19.00)
- NEUTRAL: Market pricing in 2.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$19.85 -
$20.55
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$19.56
Resistance Level
$21.20
Current Trend
Strong Uptrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
25.41
Wall Street Target
$19.00
(-4.1%)
Revenue Growth (YoY)
18.5%
Earnings Growth (YoY)
48.0%
Profit Margin
21.6%
Valuation Premium vs History
+2.4% premium
PE vs Historical
25.4 vs 23.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.4%
(market-implied from PE analysis)
1-Year Target
$20.30
(+2%)
2-Year Target
$20.78
(+5%)
3-Year Target
$21.28
(+7%)
3-Yr Target (if PE normalizes)
(PE: 25→24)
PE COMPRESSION
$19.85
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 25.4, Growth: 5.4%)
$23.21
(+17%)
Base:
(SPY PE: 21.8, Growth: 5.4%)
$19.89
(+0%)
Bear:
(PE: 18.5, Growth: 5.4%)
$16.91
(-15%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (36x PE), but valuation improves significantly next year (25x PE) as earnings recover.
Trailing PE: 35.96 | Current EPS (TTM): $0.55
Bull Case
$30.86
(+56%)
Analyst growth 41.8%, PE expands to 39.6
Base Case
$28.05
(+42%)
Market implied 41.8%, PE stable at 36.0
Bear Case
$13.45
(-32%)
Severe decline -20.0%, PE contracts to 30.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 24, 2026 5:12 AM ET
Data refreshes hourly during market hours. Next update: 6:12 AM
Data refreshes hourly during market hours. Next update: 6:12 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CLBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 65 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$73 | 64 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$233 | 64 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 64 BUY |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$386 | 62 BUY |
