HDB Stock Analysis: Buy, Sell, or Hold?
HDB - HDFC Bank Limited
$23.60
0.26 (1.11%)
▲
5d:
+0.98%
30d:
+2.03%
90d:
-4.14%
BUY
HIGH Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 17, 2026
Get Alerted When HDB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: HDB shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: HDB shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$14.15
Based on -9.1% avg growth
INTRINSIC VALUE TODAY
$8.78
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HDB is currently trading at $23.60, which is considered fair relative to its 30-day fair value range of $22.90 to $25.04. The stock's valuation (Forward PE: 23.5) is in line with its historical norms (23.3). At these levels, the market is pricing in 0.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, HDB is in a downtrend. The price is currently testing key support at $22.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: HDB scores 75/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $33.95 (+43.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HDB is in a downtrend. The price is currently testing key support at $22.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: HDB scores 75/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $33.95 (+43.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$22.90 -
$25.04
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
84.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 43.9% below Wall St target ($33.95)
- NEUTRAL: Market pricing in 0.3% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 75/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$22.90 -
$25.04
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$22.95
Resistance Level
$23.72
Current Trend
Downtrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
23.50
Wall Street Target
$33.95
(+43.9%)
Revenue Growth (YoY)
16.6%
Earnings Growth (YoY)
18.1%
Profit Margin
26.8%
Valuation Premium vs History
+0.3% premium
PE vs Historical
23.5 vs 23.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$23.67
(+0%)
2-Year Target
$23.74
(+1%)
3-Year Target
$23.81
(+1%)
3-Yr Target (if PE normalizes)
(PE: 24→23)
PE COMPRESSION
$23.61
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 23.5, Growth: -22.2%)
$17.20
(+-27%)
Base:
(SPY PE: 20.1, Growth: -22.2%)
$14.69
(-38%)
Bear:
(PE: 17.1, Growth: -22.2%)
$12.49
(-47%)
📈
Valuation based on Current Earnings
Trailing PE: 16.32 | Current EPS (TTM): $1.43
Bull Case
$18.03
(-24%)
Analyst growth -29.8%, PE expands to 18.0
Base Case
$16.39
(-31%)
Market implied -29.8%, PE stable at 16.3
Bear Case
$15.87
(-33%)
Severe decline -20.0%, PE contracts to 13.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 6:31 AM ET
Data refreshes hourly during market hours. Next update: 7:31 AM
Data refreshes hourly during market hours. Next update: 7:31 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is HDB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Ashish Parthasarthy
SELL
6000 shares
2026-04-21
N Srinivasan
SELL
10000 shares
2026-03-23
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 51 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 48 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 50 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$256 | 45 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 46 HOLD |
