IFS Stock Analysis: Buy, Sell, or Hold?
IFS - Intercorp Financial Services Inc.
$58.31
-0.20 (-0.34%)
▼
5d:
-2.38%
30d:
+0.03%
90d:
+30.8%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 11, 2026
7d
Get Alerted When IFS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: IFS shows positive signals but monitor for confirmation. Market pricing in 1.8% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: IFS shows positive signals but monitor for confirmation. Market pricing in 1.8% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$82.19
Based on 8.5% avg growth
INTRINSIC VALUE TODAY
$51.03
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 2.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IFS is currently trading at $58.31, which is considered fair relative to its 30-day fair value range of $57.19 to $59.91. The stock's valuation (Forward PE: 2.5) is in line with its historical norms (2.4). At these levels, the market is pricing in 1.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, IFS is in a strong uptrend. Immediate support is located at $56.35, while resistance sits at $60.80.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $65.45 (+12.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, IFS is in a strong uptrend. Immediate support is located at $56.35, while resistance sits at $60.80.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $65.45 (+12.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$57.19 -
$59.91
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($65.45)
- NEUTRAL: Market pricing in 1.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$57.19 -
$59.91
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$56.35
Resistance Level
$60.80
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
2.55
Wall Street Target
$65.45
(+12.2%)
Revenue Growth (YoY)
24.8%
Earnings Growth (YoY)
37.3%
Profit Margin
35.9%
Valuation Premium vs History
+1.8% premium
PE vs Historical
2.6 vs 2.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.8%
(market-implied from PE analysis)
1-Year Target
$59.36
(+2%)
2-Year Target
$60.43
(+4%)
3-Year Target
$61.52
(+6%)
3-Yr Target (if PE normalizes)
(PE: 3→2)
PE COMPRESSION
$57.92
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 12.9%)
$682.68
(+1071%)
Base:
(SPY PE: 2.5, Growth: 12.9%)
$83.95
(+44%)
Bear:
(PE: 2.2, Growth: 12.9%)
$71.36
(+22%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (3x PE) as earnings recover.
Trailing PE: 10.49 | Current EPS (TTM): $5.58
Bull Case
$128.72
(+121%)
Analyst growth 100.0%, PE expands to 11.5
Base Case
$117.02
(+101%)
Market implied 100.0%, PE stable at 10.5
Bear Case
$39.79
(-32%)
Severe decline -20.0%, PE contracts to 8.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 12:59 AM ET
Data refreshes hourly during market hours. Next update: 1:59 AM
Data refreshes hourly during market hours. Next update: 1:59 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is IFS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Maria Guzman Hugo Antoni…
SELL
225 shares
2026-03-26
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 56 HOLD |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 57 HOLD |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 50 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$92 | 56 HOLD |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 59 HOLD |
