WAFD Stock Analysis: Buy, Sell, or Hold?
WAFD - WaFd, Inc. Common Stock
$38.01
-0.08 (-0.21%)
▼
5d:
+0.96%
30d:
+3.94%
90d:
+16.13%
BUY
MODERATE Confidence
Analysis Updated: Jul 14, 2026 12:00 AM ET
Earnings: Jul 16, 2026
TODAY
Get Alerted When WAFD Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: WAFD shows positive signals but monitor for confirmation. Market pricing in 2.8% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: WAFD shows positive signals but monitor for confirmation. Market pricing in 2.8% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$44.33
Based on 4.8% avg growth
INTRINSIC VALUE TODAY
$27.52
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WAFD is currently trading at $38.01, which is considered slightly high relative to its 30-day fair value range of $36.42 to $38.20. The stock's valuation (Forward PE: 11.1) is in line with its historical norms (10.3). At these levels, the market is pricing in 2.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, WAFD is in a strong uptrend. The price is approaching resistance at $36.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WAFD is in a strong uptrend. The price is approaching resistance at $36.79. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$36.42 -
$38.20
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($37.75)
- NEUTRAL: Market pricing in 2.8% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$36.42 -
$38.20
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$34.47
Resistance Level
$36.79
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.14
Wall Street Target
$37.75
(-0.7%)
Revenue Growth (YoY)
9.2%
Earnings Growth (YoY)
26.4%
Profit Margin
33.6%
Valuation Premium vs History
+2.8% premium
PE vs Historical
11.1 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.8%
(market-implied from PE analysis)
1-Year Target
$39.07
(+3%)
2-Year Target
$40.17
(+6%)
3-Year Target
$41.29
(+9%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$38.18
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 5.5%)
$87.24
(+130%)
Base:
(SPY PE: 11.1, Growth: 5.5%)
$44.62
(+17%)
Bear:
(PE: 9.5, Growth: 5.5%)
$37.92
(0%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.49 | Current EPS (TTM): $3.05
Bull Case
$46.89
(+23%)
Analyst growth 11.9%, PE expands to 13.7
Base Case
$42.63
(+12%)
Market implied 11.9%, PE stable at 12.5
Bear Case
$25.91
(-32%)
Severe decline -20.0%, PE contracts to 10.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 7:45 PM ET
Data refreshes hourly during market hours. Next update: 8:45 PM
Data refreshes hourly during market hours. Next update: 8:45 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is WAFD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Cathy E Cooper
SELL
5300 shares
2026-02-06
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 66 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$77 | 57 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$267 | 59 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 63 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$32 | 63 BUY |
