Credicorp (BAP) Stock: Buy, Sell, or Hold?
BAP - Credicorp LTD
$377.90
-1.54 (-0.41%)
▼
5d:
-1.64%
30d:
+1.53%
90d:
+2.58%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Aug 13, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: BAP is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: BAP is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$578.70
Based on 9.5% avg growth
INTRINSIC VALUE TODAY
$359.33
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BAP is currently trading at $377.90, which is considered fair relative to its 30-day fair value range of $371.27 to $385.37. The stock's valuation (Forward PE: 11.1) is in line with its historical norms (10.8). At these levels, the market is pricing in 0.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, BAP is in a strong uptrend. The price is approaching resistance at $386.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 58/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $422.69 (+11.9%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, BAP is in a strong uptrend. The price is approaching resistance at $386.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 58/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $422.69 (+11.9%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$371.27 -
$385.37
Company Quality Score
55/100
(HOLD)
Options IV Signal
30th percentile
(LOW)
Volume Confirmation
HIGH
Confidence Score
70.8%
Protect Your Profits
Holding BAP? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Options fairly priced (IV 30th percentile)
- NEUTRAL: Mixed technical signals (58/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($422.69)
- NEUTRAL: Market pricing in 0.7% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (58/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$371.27 -
$385.37
Current vs Trading Range
FAIR
Expected Move (7 Days)
±$21.47
(5.7%)
Support & Resistance Levels
Support Level
$364.49
Resistance Level
$386.20
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.07
Wall Street Target
$422.69
(+11.9%)
Revenue Growth (YoY)
12.0%
Earnings Growth (YoY)
8.6%
Profit Margin
33.1%
Valuation Premium vs History
+0.7% premium
PE vs Historical
11.1 vs 10.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$380.55
(+1%)
2-Year Target
$383.21
(+1%)
3-Year Target
$385.89
(+2%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
PE COMPRESSION
$376.57
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 15.0%)
$1046.95
(+177%)
Base:
(SPY PE: 11.1, Growth: 15.0%)
$574.47
(+52%)
Bear:
(PE: 9.4, Growth: 15.0%)
$488.30
(+29%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 14.01 | Current EPS (TTM): $27.09
Bull Case
$526.08
(+39%)
Analyst growth 26.0%, PE expands to 15.4
Base Case
$478.26
(+27%)
Market implied 26.0%, PE stable at 14.0
Bear Case
$258.02
(-32%)
Severe decline -20.0%, PE contracts to 11.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 13, 2026 7:49 PM ET
Data refreshes hourly during market hours. Next update: 8:49 PM
Data refreshes hourly during market hours. Next update: 8:49 PM
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Technical Signals Check
Is BAP showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced BAP Option Strategies
Professional options setups generated by AI based on today's BAP price and gamma walls.
