APPF vs PAYC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

APPF

42.8
AI Score
VS
PAYC Wins

PAYC

48.5
AI Score

Investment Advisor Scores

APPF

43score
Recommendation
HOLD

PAYC

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric APPF PAYC Winner
Revenue 543.34M 1.10B PAYC
Net Income 83.97M 263.10M PAYC
Net Margin 15.5% 23.9% PAYC
Operating Income 103.72M 378.70M PAYC
ROE 16.0% 46.0% PAYC
ROA 13.0% 5.1% APPF
Total Assets 648.37M 5.20B PAYC
Cash 217.40M 198.00M APPF
Current Ratio 3.83 1.07 APPF
Free Cash Flow 121.67M 372.70M PAYC

Relative Price Performance (Last 90 Days)

APPF 1M: +6.0% · 3M: +30.6% PAYC 1M: +3.6% · 3M: +65.5%

Current Technical Phase

APPF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $208.48

PAYC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (25.7% over 20 days), RSI 53

RSI (14): 53.2 · Price: $218.91

Fundamentals Snapshot

Metric APPF PAYC
Market Cap
Forward P/E 24.7 15.7
Trailing P/E 46.8 22.8
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 0.6% 0.9%
Operating Margin 0.2% 0.3%
EPS 4.40 9.46
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, PAYC is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.