ENVA vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 24, 2026

ENVA

54.2
AI Score
VS
ENVA Wins

FCFS

44.9
AI Score

Investment Advisor Scores

ENVA

54score
Recommendation
HOLD

FCFS

45score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ENVA FCFS Winner
Forward P/E 14.6628 20.4499 ENVA
PEG Ratio 0 1.1676 Tie
Revenue Growth 31.1% 29.4% ENVA
Earnings Growth 39.9% 58.2% FCFS
Tradestie Score 54.2/100 44.9/100 ENVA
Profit Margin 21.0% 9.4% ENVA
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

ENVA 1M: +4.4% · 3M: +57.2% FCFS 1M: +21.2% · 3M: +3.9%

Current Technical Phase

ENVA

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (17.6% over 20 days), RSI 50

RSI (14): 50.4 · Price: $247.66

FCFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 67

RSI (14): 66.6 · Price: $236.43

Fundamentals Snapshot

Metric ENVA FCFS
Market Cap
Forward P/E 12.0 18.0
Trailing P/E 18.0 25.6
Revenue (TTM)
Revenue Growth 0.3% 0.3%
Gross Margin 0.8% 0.6%
Operating Margin 0.3% 0.2%
EPS 13.46 8.79
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.