OFG vs WAFD

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 15, 2026

OFG

46.7
AI Score
VS
WAFD Wins

WAFD

58.8
AI Score

Investment Advisor Scores

OFG

47score
Recommendation
HOLD

WAFD

59score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric OFG WAFD Winner
Net Income 147.82M 195.87M WAFD
ROE 11.2% 6.5% OFG
ROA 1.3% 0.7% OFG
Total Assets 11.46B 27.60B WAFD
Cash 680.59M 676.47M OFG
Free Cash Flow 196.94M 181.37M OFG

Relative Price Performance (Last 90 Days)

OFG 1M: -0.4% · 3M: +15.6% WAFD 1M: -0.9% · 3M: +2.6%

Current Technical Phase

OFG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.2% over 20 days), RSI 51

RSI (14): 51.5 · Price: $52.23

WAFD

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.5 · Price: $36.38

Fundamentals Snapshot

Metric OFG WAFD
Market Cap
Forward P/E 10.2 10.8
Trailing P/E 10.2 11.6
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 5.08 3.16
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, WAFD is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.