PAY vs FOUR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

PAY

45.8
AI Score
VS
FOUR Wins

FOUR

48.1
AI Score

Investment Advisor Scores

PAY

46score
Recommendation
HOLD

FOUR

48score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PAY FOUR Winner
Forward P/E 0 9.2081 Tie
PEG Ratio 0 0.4002 Tie
Revenue Growth 28.8% 34.1% FOUR
Earnings Growth 81.8% -75.4% PAY
Tradestie Score 45.8/100 48.1/100 FOUR
Profit Margin 6.2% 2.2% PAY
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PAY 1M: +39.1% · 3M: +70.4% FOUR 1M: +3.5% · 3M: +10.1%

Current Technical Phase

PAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (25.3% over 20 days), RSI 60

RSI (14): 59.5 · Price: $40.00

FOUR

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.4% over 20 days), RSI 51

RSI (14): 50.9 · Price: $47.93

Fundamentals Snapshot

Metric PAY FOUR
Market Cap
Forward P/E 35.9 7.7
Trailing P/E 58.2 75.3
Revenue (TTM)
Revenue Growth 0.3% 0.3%
Gross Margin 0.2% 0.4%
Operating Margin 0.1% 0.1%
EPS 0.68 0.65
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, FOUR is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.