PAYS vs RPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 22, 2026

PAYS

32.4
AI Score
VS
RPAY Wins

RPAY

56.1
AI Score

Investment Advisor Scores

PAYS

32score
Recommendation
EXTENDED

RPAY

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PAYS RPAY Winner
Forward P/E 56.1798 4.1597 RPAY
PEG Ratio 0 0 Tie
Revenue Growth 48.1% 33.2% PAYS
Earnings Growth 450.0% 0.0% PAYS
Tradestie Score 32.4/100 56.1/100 RPAY
Profit Margin 15.7% -49.6% PAYS
Beta 1.00 1.00 Tie
AI Recommendation EXTENDED HOLD Tie

Relative Price Performance (Last 90 Days)

PAYS 1M: +67.9% · 3M: +122.2% RPAY 1M: +11.4% · 3M: +19.7%

Current Technical Phase

PAYS

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (25.9% over 20 days), RSI 87

RSI (14): 86.9 · Price: $14.09

RPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.5% over 20 days), RSI 56

RSI (14): 56.2 · Price: $4.01

Fundamentals Snapshot

Metric PAYS RPAY
Market Cap
Forward P/E 22.8 3.2
Trailing P/E 53.1
Revenue (TTM)
Revenue Growth 0.5% 0.3%
Gross Margin 0.6% 0.7%
Operating Margin 0.3% 0.0%
EPS 0.26 -1.93
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, RPAY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.