Paysign (PAYS) Stock: Buy, Sell, or Hold?
PAYS - Paysign, Inc. Common Stock
$14.23
-0.13 (-0.91%)
▼
5d:
+12.31%
30d:
+13.57%
90d:
+70.42%
WAIT
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Nov 11, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: PAYS shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: PAYS shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$21.68
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$13.46
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PAYS is currently trading at $14.23, which is considered extended relative to its 30-day fair value range of $12.39 to $13.55. From a valuation perspective, the stock is trading at a premium (Forward PE: 23.1) compared to its historical average (18.1). At these levels, the market is pricing in 8.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $12.25, while resistance sits at $14.93.
Market Sentiment: PAYS scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $12.25, while resistance sits at $14.93.
Market Sentiment: PAYS scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$12.39 -
$13.55
Company Quality Score
46/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
19.0%
Protect Your Profits
Holding PAYS? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range (+5.0% above its trading range)
- BEARISH: Weak technical setup (15/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($14.10)
- NEUTRAL: PE elevated vs history but 8.5% growth expectation is conservative given 450% recent growth
- WARNING: Composite score 46/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$12.39 -
$13.55
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$12.25
Resistance Level
$14.93
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
23.14
Wall Street Target
$14.10
(-0.9%)
Revenue Growth (YoY)
48.1%
Earnings Growth (YoY)
450.0%
Profit Margin
15.7%
Valuation Premium vs History
+8.5% premium
PE vs Historical
23.1 vs 18.1
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+8.5%
(market-implied from PE analysis)
1-Year Target
$15.44
(+9%)
2-Year Target
$16.75
(+18%)
3-Year Target
$18.18
(+28%)
3-Yr Target (if PE normalizes)
(PE: 23→18)
PE COMPRESSION
$14.22
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 23.1, Growth: 25.5%)
$28.13
(+98%)
Base:
(SPY PE: 20.4, Growth: 25.5%)
$24.81
(+74%)
Bear:
(PE: 17.3, Growth: 25.5%)
$21.08
(+48%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (30x PE), but valuation improves significantly next year (23x PE) as earnings recover.
Forward PE: 29.59 | Forward EPS (Implied): $0.48
Bull Case
$17.18
(+21%)
Analyst growth 15.0%, PE expands to 31.1
Base Case
$14.23
(0%)
Market implied 0.0%, PE stable at 29.6
Bear Case
$10.89
(-24%)
Severe decline -15.0%, PE contracts to 26.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 12:59 PM ET
Data refreshes hourly during market hours. Next update: 1:59 PM
Data refreshes hourly during market hours. Next update: 1:59 PM
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Technical Signals Check
Is PAYS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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