Paysign (PAYS) Stock: Buy, Sell, or Hold?
PAYS - Paysign, Inc. Common Stock
$13.01
-0.33 (-2.47%)
âŧ
5d:
+0.39%
30d:
+1.64%
90d:
+94.47%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Aug 05, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: PAYS is fairly priced but lacks strong directional signals. At 6.4% expected growth, valuation appears stretched. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: PAYS is fairly priced but lacks strong directional signals. At 6.4% expected growth, valuation appears stretched. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$20.32
Based on 13.8% avg growth
INTRINSIC VALUE TODAY
$12.62
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 17.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PAYS is currently trading at $13.01, which is considered fair relative to its 30-day fair value range of $11.08 to $13.97. From a valuation perspective, the stock is trading at a premium (Forward PE: 21.5) compared to its historical average (17.8). At these levels, the market is pricing in 6.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $12.08, while resistance sits at $13.70.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $12.08, while resistance sits at $13.70.
Market Sentiment: The stock scores a mixed 43/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$11.08 -
$13.97
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
67.6%
Protect Your Profits
Holding PAYS? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (43/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($13.10)
- NEUTRAL: PE elevated vs history but 6.4% growth expectation is conservative given 450% recent growth
- WARNING: Composite score 51/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$11.08 -
$13.97
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$12.08
Resistance Level
$13.70
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
21.50
Wall Street Target
$13.10
(+0.7%)
Revenue Growth (YoY)
48.1%
Earnings Growth (YoY)
450.0%
Profit Margin
15.7%
Valuation Premium vs History
+6.4% premium
PE vs Historical
21.5 vs 17.8
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.4%
(market-implied from PE analysis)
1-Year Target
$13.84
(+6%)
2-Year Target
$14.73
(+13%)
3-Year Target
$15.67
(+21%)
3-Yr Target (if PE normalizes)
(PE: 22â18)
PE COMPRESSION
$12.97
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.5, Growth: 23.5%)
$24.49
(+88%)
Base:
(SPY PE: 20.2, Growth: 23.5%)
$22.97
(+77%)
Bear:
(PE: 17.1, Growth: 23.5%)
$19.52
(+50%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (49x PE), but valuation improves significantly next year (22x PE) as earnings recover.
Trailing PE: 49.41 | Current EPS (TTM): $0.27
Bull Case
$29.35
(+126%)
Analyst growth 100.0%, PE expands to 54.4
Base Case
$26.68
(+105%)
Market implied 100.0%, PE stable at 49.4
Bear Case
$9.07
(-30%)
Severe decline -20.0%, PE contracts to 42.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 13, 2026 9:27 AM ET
Data refreshes hourly during market hours. Next update: 10:27 AM
Data refreshes hourly during market hours. Next update: 10:27 AM
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Technical Signals Check
Is PAYS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced PAYS Option Strategies
Professional options setups generated by AI based on today's PAYS price and gamma walls.
