Paysign (PAYS) Stock: Buy, Sell, or Hold?
PAYS - Paysign, Inc. Common Stock
$14.81
-0.40 (-2.63%)
▼
5d:
+0.07%
30d:
+14.27%
90d:
+66.59%
WAIT
LOW Confidence
Analysis Updated: Oct 23, 2026 12:00 AM ET
Earnings: Nov 09, 2026
16d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: PAYS shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: PAYS shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$22.16
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$13.76
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PAYS is currently trading at $14.81, which is considered extended relative to its 30-day fair value range of $12.61 to $15.05. From a valuation perspective, the stock is trading at a premium (Forward PE: 24.7) compared to its historical average (18.5). At these levels, the market is pricing in 10.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $14.30, while resistance sits at $16.15.
Market Sentiment: PAYS scores 34/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PAYS is in a strong uptrend. Immediate support is located at $14.30, while resistance sits at $16.15.
Market Sentiment: PAYS scores 34/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$12.61 -
$15.05
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
21.4%
Protect Your Profits
Holding PAYS? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (34/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($14.10)
- NEUTRAL: PE elevated vs history but 10.1% growth expectation is conservative given 450% recent growth
- WARNING: Composite score 51/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$12.61 -
$15.05
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$14.30
Resistance Level
$16.15
Current Trend
Strong Uptrend
Technical data as of
Oct 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
24.73
Wall Street Target
$14.10
(-7.3%)
Revenue Growth (YoY)
48.1%
Earnings Growth (YoY)
450.0%
Profit Margin
15.7%
Valuation Premium vs History
+10.1% premium
PE vs Historical
24.7 vs 18.5
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+10.1%
(market-implied from PE analysis)
1-Year Target
$16.75
(+10%)
2-Year Target
$18.44
(+21%)
3-Year Target
$20.30
(+34%)
3-Yr Target (if PE normalizes)
(PE: 25→19)
PE COMPRESSION
$15.18
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 24.7, Growth: 25.5%)
$30.07
(+98%)
Base:
(SPY PE: 19.9, Growth: 25.5%)
$24.15
(+59%)
Bear:
(PE: 16.9, Growth: 25.5%)
$20.53
(+35%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (30x PE), but valuation improves significantly next year (25x PE) as earnings recover.
Forward PE: 29.59 | Forward EPS (Implied): $0.51
Bull Case
$18.37
(+21%)
Analyst growth 15.0%, PE expands to 31.1
Base Case
$15.21
(0%)
Market implied 0.0%, PE stable at 29.6
Bear Case
$11.64
(-24%)
Severe decline -15.0%, PE contracts to 26.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 3:21 PM ET
Data refreshes hourly during market hours. Next update: 4:21 PM
Data refreshes hourly during market hours. Next update: 4:21 PM
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Technical Signals Check
Is PAYS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Professional options setups generated by AI based on today's PAYS price and gamma walls.
