RPAY Stock Analysis: Buy, Sell, or Hold?
RPAY - Repay Holdings Corporation Class A Common Stock
$3.65
-0.28 (-7.12%)
▼
5d:
-2.67%
30d:
-8.75%
90d:
+17.36%
BUY
HIGH Confidence
Analysis Updated: Jun 3, 2026 12:00 AM ET
Earnings: Aug 10, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: RPAY shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: RPAY shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$4.14
Based on 4.0% avg growth
INTRINSIC VALUE TODAY
$2.57
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 3.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RPAY is currently trading at $3.65, which is considered fair relative to its 30-day fair value range of $3.40 to $3.88. The stock's valuation (Forward PE: 3.8) is in line with its historical norms (3.5). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RPAY is in a uptrend. Immediate support is located at $3.17, while resistance sits at $4.22. Short-term momentum is weak, with the stock down 7.1% recently.
Market Sentiment: RPAY has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $5.86 (+60.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RPAY is in a uptrend. Immediate support is located at $3.17, while resistance sits at $4.22. Short-term momentum is weak, with the stock down 7.1% recently.
Market Sentiment: RPAY has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $5.86 (+60.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$3.40 -
$3.88
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-7.1%)
- BULLISH: Trading 60.5% below Wall St target ($5.86)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$3.40 -
$3.88
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$3.17
Resistance Level
$4.22
Current Trend
Uptrend
Technical data as of
Jun 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
3.76
Wall Street Target
$5.86
(+60.5%)
Revenue Growth (YoY)
4.5%
Profit Margin
-82.7%
Valuation Premium vs History
+2.0% premium
PE vs Historical
3.8 vs 3.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$3.72
(+2%)
2-Year Target
$3.80
(+4%)
3-Year Target
$3.87
(+6%)
3-Yr Target (if PE normalizes)
(PE: 4→4)
PE COMPRESSION
$3.61
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.9, Growth: 4.0%)
$23.97
(+557%)
Base:
(SPY PE: 3.8, Growth: 4.0%)
$4.11
(+13%)
Bear:
(PE: 3.2, Growth: 4.0%)
$3.49
(-4%)
Share & Embed Analysis
Last updated: June 03, 2026 7:58 PM ET
Data refreshes hourly during market hours. Next update: 8:58 PM
Data refreshes hourly during market hours. Next update: 8:58 PM
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Technical Signals Check
Is RPAY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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