QFIN vs XYF
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 24, 2026
QFIN
XYF
Investment Advisor Scores
XYF
AI Analyst Insights
Detailed Metrics Comparison
| Metric | QFIN | XYF | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 3.2712 | 0 | Tie |
| PEG Ratio | 0 | 0 | Tie |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | -16.7% | -39.3% | QFIN |
| Earnings Growth | -43.3% | -90.9% | QFIN |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 36.1/100 | 40.5/100 | XYF |
| Profit Margin | 27.5% | 15.2% | QFIN |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | SELL | HOLD | XYF |
Relative Price Performance (Last 90 Days)
Current Technical Phase
QFIN
MarkdownPrice below a falling SMA50 (slope -3.6%), weak momentum, RSI 30
XYF
MarkupPrice above SMA50, rising 50-day trend (3.9% over 20 days), RSI 58
Fundamentals Snapshot
| Metric | QFIN | XYF |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 0.4 | 0.0 |
| Trailing P/E | 2.2 | 1.4 |
| Revenue (TTM) | — | — |
| Revenue Growth | -0.2% | -0.4% |
| Gross Margin | 0.6% | 0.7% |
| Operating Margin | 0.3% | 0.5% |
| EPS | 5.61 | 3.91 |
| Dividend Yield | 0.12% | 0.11% |