RHLD vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 18, 2026

RHLD

51.1
AI Score
VS
RHLD Wins

UPST

51.0
AI Score

Investment Advisor Scores

RHLD

51score
Recommendation
HOLD

UPST

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric RHLD UPST Winner
Revenue 881.00M 373.25M RHLD
Net Income 49.10M -197.73M RHLD
Net Margin 5.6% -53.0% RHLD
Operating Income 29.50M -209.02M RHLD
ROE -155.9% -30.9% UPST
ROA 0.8% -9.9% RHLD
Total Assets 6.13B 2.00B RHLD
Cash 117.00M 516.58M UPST
Free Cash Flow -42.90M 32.60M UPST

Relative Price Performance (Last 90 Days)

RHLD 1M: +2.7% · 3M: +33.1% UPST 1M: +0.8% · 3M: +0.8%

Current Technical Phase

RHLD

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.3% over 20 days), RSI 56

RSI (14): 55.8 · Price: $136.86

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 49.2 · Price: $29.75

Fundamentals Snapshot

Metric RHLD UPST
Market Cap
Forward P/E 0.0 9.1
Trailing P/E 22.7 58.5
Revenue (TTM)
Revenue Growth 3.0% 0.4%
Gross Margin 0.4% 0.8%
Operating Margin 0.1% 0.1%
EPS 5.78 0.52
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, RHLD is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.