WAFD vs SBCF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 14, 2026

WAFD

61.3
AI Score
VS
WAFD Wins

SBCF

45.8
AI Score

Investment Advisor Scores

WAFD

61score
Recommendation
BUY

SBCF

46score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFD SBCF Winner
Net Income 226.07M 91.43M WAFD
ROE 7.4% 3.3% WAFD
ROA 0.8% 0.4% WAFD
Total Assets 26.70B 21.36B WAFD
Cash 657.31M 429.94M WAFD
Free Cash Flow 208.25M 132.22M WAFD

Relative Price Performance (Last 90 Days)

WAFD 1M: -0.9% · 3M: +2.6% SBCF 1M: +4.8% · 3M: +13.5%

Current Technical Phase

WAFD

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.5 · Price: $36.38

SBCF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.9% over 20 days), RSI 51

RSI (14): 50.8 · Price: $34.62

Fundamentals Snapshot

Metric WAFD SBCF
Market Cap
Forward P/E 10.8 12.8
Trailing P/E 11.6 23.4
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.16 1.53
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, WAFD is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.