ACIW Stock Analysis: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$44.95
2.03 (4.73%)
▲
5d:
+0.36%
30d:
+5.71%
90d:
+9.93%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$64.19
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$39.86
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $44.95, which is considered extended relative to its 30-day fair value range of $42.23 to $44.46. The stock's valuation (Forward PE: 11.2) is in line with its historical norms (12.0). Remarkably, the market is currently pricing in an annual earnings decline of 2.2% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $46.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.7% recently.
Market Sentiment: ACIW has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+52.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $46.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.7% recently.
Market Sentiment: ACIW has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+52.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$42.23 -
$44.46
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
66.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.7%)
- BULLISH: Trading 52.2% below Wall St target ($65.33)
Trading Range Analysis
30-Day Trading Range
$42.23 -
$44.46
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$41.58
Resistance Level
$46.15
Current Trend
Uptrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.22
Wall Street Target
$65.33
(+52.2%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
-32.7%
Profit Margin
11.5%
Valuation Discount vs History
-2.2% cheaper
PE vs Historical
11.2 vs 12.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.2%
(market-implied from PE analysis)
1-Year Target
$41.98
(-2%)
2-Year Target
$41.05
(-4%)
3-Year Target
$40.15
(-7%)
3-Yr Target (if PE normalizes)
(PE: 11→12)
$42.96
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.9%)
$110.51
(+158%)
Base:
(SPY PE: 11.2, Growth: 9.9%)
$56.91
(+33%)
Bear:
(PE: 9.5, Growth: 9.9%)
$48.37
(+13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 22.27 | Current EPS (TTM): $1.98
Bull Case
$93.73
(+118%)
Analyst growth 93.3%, PE expands to 24.5
Base Case
$85.21
(+99%)
Market implied 93.3%, PE stable at 22.3
Bear Case
$29.98
(-30%)
Severe decline -20.0%, PE contracts to 18.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.2 to 12.0
Stabilization Target:
$45.92
(+7.0%)
PE Expansion Potential:
+7.0%
Share & Embed Analysis
Last updated: June 23, 2026 3:37 PM ET
Data refreshes hourly during market hours. Next update: 4:37 PM
Data refreshes hourly during market hours. Next update: 4:37 PM
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Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Juan Benitez II
BUY
2400 shares
2026-03-03
Adalio T Sanchez
BUY
3000 shares
2026-03-02
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