ACIW Stock Analysis: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$57.37
0.04 (0.07%)
▲
5d:
-0.88%
30d:
+4.54%
90d:
+30.8%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 06, 2026
2d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 6.4% growth. Moderate conviction.
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 6.4% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$65.50
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$40.67
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $57.37, which is considered slightly high relative to its 30-day fair value range of $52.29 to $58.69. From a valuation perspective, the stock is trading at a premium (Forward PE: 14.9) compared to its historical average (12.4). At these levels, the market is pricing in 6.4% annual earnings growth.
Technical Outlook: Technically, ACIW is in a strong uptrend. Immediate support is located at $53.98, while resistance sits at $61.08.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $66.67 (+16.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACIW is in a strong uptrend. Immediate support is located at $53.98, while resistance sits at $61.08.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $66.67 (+16.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$52.29 -
$58.69
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($66.67)
- BULLISH: Expecting earnings turnaround to 6.4% growth with 7.9% revenue growth
Trading Range Analysis
30-Day Trading Range
$52.29 -
$58.69
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$53.98
Resistance Level
$61.08
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.94
Wall Street Target
$66.67
(+16.2%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
-32.7%
Profit Margin
11.5%
Valuation Premium vs History
+6.4% premium
PE vs Historical
14.9 vs 12.4
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.4%
(market-implied from PE analysis)
1-Year Target
$61.04
(+6%)
2-Year Target
$64.95
(+13%)
3-Year Target
$69.11
(+21%)
3-Yr Target (if PE normalizes)
(PE: 15→12)
PE COMPRESSION
$57.36
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 9.2%)
$103.64
(+81%)
Base:
(SPY PE: 14.9, Growth: 9.2%)
$74.69
(+30%)
Bear:
(PE: 12.4, Growth: 9.2%)
$61.99
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (30x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 30.36 | Current EPS (TTM): $1.90
Bull Case
$126.92
(+121%)
Analyst growth 100.0%, PE expands to 33.4
Base Case
$115.38
(+101%)
Market implied 100.0%, PE stable at 30.4
Bear Case
$39.23
(-32%)
Severe decline -20.0%, PE contracts to 25.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 5:20 PM ET
Data refreshes hourly during market hours. Next update: 6:20 PM
Data refreshes hourly during market hours. Next update: 6:20 PM
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Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Juan Benitez II
BUY
2400 shares
2026-03-03
Adalio T Sanchez
BUY
3000 shares
2026-03-02
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