ACI Worldwide (ACIW) Stock: Buy, Sell, or Hold?

ACIW - ACI Worldwide, Inc.

SERVICES-PREPACKAGED SOFTWARE
$56.19
2.33 (4.33%) ▲
5d: +6.93%
30d: +14.16%
90d: -0.21%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Nov 05, 2026 12d

Get Alerted When ACIW Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.
100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading chart...

Loading historical data...

💡
Bottom Line:
📊 MIXED SIGNALS: ACIW shows conflicting indicators. Wait for confirmation before entering.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$66.54
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$41.32
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.6x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: ACIW is currently trading at $56.19, which is considered extended relative to its 30-day fair value range of $49.33 to $52.73. From a valuation perspective, the stock is trading at a premium (Forward PE: 14.4) compared to its historical average (12.6). At these levels, the market is pricing in 4.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $56.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.3% recently.

Market Sentiment: ACIW scores 20/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $64.50 (+14.8%). Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $49.33 - $52.73
Company Quality Score 34/100 (SELL)
Volume Confirmation HIGH
Confidence Score 27.1%

All Signals

  • BEARISH: Price extended above range (+6.6% above its trading range)
  • BEARISH: Weak technical setup (20/100)
  • BULLISH: High volume confirmation
  • BULLISH: Strong upward momentum (+4.3%)
  • BULLISH: Trading below Wall St target ($64.50)
  • NEUTRAL: Market pricing in 4.4% annual earnings growth - fairly valued
  • WARNING: Composite score 34/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $49.33 - $52.73
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $50.39
Resistance Level $56.34
Current Trend Uptrend
Technical data as of Oct 22, 2026

Fundamental Context

Forward P/E (Next Year Est.) 14.40
Wall Street Target $64.50 (+14.8%)
Revenue Growth (YoY) 7.3%
Earnings Growth (YoY) 165.2%
Profit Margin 12.4%
Valuation Premium vs History +4.4% premium
PE vs Historical 14.4 vs 12.6 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +4.4% (market-implied from PE analysis)
1-Year Target $58.66 (+4%)
2-Year Target $61.24 (+9%)
3-Year Target $63.94 (+14%)
3-Yr Target (if PE normalizes) (PE: 14→13) PE COMPRESSION $55.95 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 19.9, Growth: 8.5%) $98.93 (+76%)
Base: (SPY PE: 14.4, Growth: 8.5%) $71.73 (+28%)
Bear: (PE: 12.2, Growth: 8.5%) $60.97 (+9%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (25x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 24.94 | Current EPS (TTM): $2.16
Bull Case $107.04 (+91%)
Analyst growth 80.7%, PE expands to 27.4
Base Case $97.31 (+73%)
Market implied 80.7%, PE stable at 24.9
Bear Case $36.62 (-35%)
Severe decline -20.0%, PE contracts to 21.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis

Found this analysis useful? Share it with your community or embed the live chart on your blog.

Tweet Reddit
bloggers & journalists: you are free to use our charts with attribution.
Last updated: October 23, 2026 4:53 AM ET
Data refreshes hourly during market hours. Next update: 5:53 AM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

Unlock Insider Activity

See real-time buying/selling by company executives for ACIW.

Create Free Account

Already have an account? Log In

Top Rated Software - Infrastructure Stocks

Top-rated stocks in Software - Infrastructure by analyst ratings.

Stock Analyst Consensus Analyst Target Tradestie Score
CYBR
CyberArk Software Ltd
STRONG BUY
38 analysts
$475 55 HOLD
XYZ
Block, Inc
STRONG BUY
47 analysts
$98 61 BUY
TWLO
Twilio Inc
STRONG BUY
31 analysts
$271 52 HOLD
CRWD
Crowdstrike Holdings Inc
STRONG BUY
53 analysts
$246 54 HOLD
SAIL
SailPoint, Inc. Common S…
STRONG BUY
27 analysts
$22 64 BUY

More Analysis for ACIW

ACIW Technical Chart ACIW Price Prediction ACIW Earnings Date ACIW Investment Advisor ACIW Fair Price Analyzer ACIW Competitors
Live Trades
From trading groups
Loading trades...
View All Live Trades See Trader Consensus & Signals