ACI Worldwide (ACIW) Stock: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$50.15
0.46 (0.93%)
▲
5d:
+1.29%
30d:
-4.4%
90d:
-10.33%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Nov 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACIW is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ACIW is fairly valued with market pricing in 0.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$66.18
Based on 6.2% avg growth
INTRINSIC VALUE TODAY
$41.09
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $50.15, which is considered slightly low relative to its 30-day fair value range of $49.61 to $52.87. The stock's valuation (Forward PE: 12.9) is in line with its historical norms (12.6). At these levels, the market is pricing in 0.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $50.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIW scores 81/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $67.33 (+34.3%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $50.91. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIW scores 81/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $67.33 (+34.3%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$49.61 -
$52.87
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
91.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (81/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 34.3% below Wall St target ($67.33)
- NEUTRAL: Market pricing in 0.7% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 19% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$49.61 -
$52.87
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$47.81
Resistance Level
$50.91
Current Trend
Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.89
Wall Street Target
$67.33
(+34.3%)
Revenue Growth (YoY)
7.3%
Earnings Growth (YoY)
165.2%
Profit Margin
12.4%
Valuation Premium vs History
+0.7% premium
PE vs Historical
12.9 vs 12.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.7%
(market-implied from PE analysis)
1-Year Target
$50.50
(+1%)
2-Year Target
$50.85
(+1%)
3-Year Target
$51.21
(+2%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$50.05
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 8.4%)
$100.96
(+101%)
Base:
(SPY PE: 12.9, Growth: 8.4%)
$63.80
(+27%)
Bear:
(PE: 11.0, Growth: 8.4%)
$54.23
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 22.38 | Current EPS (TTM): $2.22
Bull Case
$95.78
(+91%)
Analyst growth 75.2%, PE expands to 24.6
Base Case
$87.07
(+74%)
Market implied 75.2%, PE stable at 22.4
Bear Case
$33.79
(-33%)
Severe decline -20.0%, PE contracts to 19.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 03, 2026 1:52 AM ET
Data refreshes hourly during market hours. Next update: 2:52 AM
Data refreshes hourly during market hours. Next update: 2:52 AM
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Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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