CFBK Stock Analysis: Buy, Sell, or Hold?
CFBK - CF Bankshares Inc. Common Stock
$29.46
0.61 (2.13%)
▲
5d:
+3.28%
30d:
+10.11%
90d:
+0.6%
HOLD
MODERATE Confidence
Analysis Updated: Jun 4, 2026 12:00 AM ET
Earnings: Aug 03, 2026
Get Alerted When CFBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: CFBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: CFBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$49.19
Based on 10.0% avg growth
INTRINSIC VALUE TODAY
$30.55
3.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: CFBK is currently trading at $29.45, which is considered extended relative to its 30-day fair value range of $27.16 to $29.01. The stock's valuation (Forward PE: 6.9) is in line with its historical norms (7.3). Remarkably, the market is currently pricing in an annual earnings decline of 1.8% over the next few years. This pessimistic expectation contrasts with the company's recent 13.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, CFBK is in a downtrend. The price is approaching resistance at $29.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.50 (+16.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, CFBK is in a downtrend. The price is approaching resistance at $29.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: CFBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.50 (+16.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$27.16 -
$29.01
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
59.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($33.50)
Trading Range Analysis
30-Day Trading Range
$27.16 -
$29.01
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$27.30
Resistance Level
$29.25
Current Trend
Downtrend
Technical data as of
Jun 4, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.87
Wall Street Target
$33.50
(+16.2%)
Revenue Growth (YoY)
5.0%
Earnings Growth (YoY)
13.2%
Profit Margin
34.0%
Valuation Discount vs History
-1.8% cheaper
PE vs Historical
6.9 vs 7.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.8%
(market-implied from PE analysis)
1-Year Target
$28.32
(-2%)
2-Year Target
$27.81
(-4%)
3-Year Target
$27.31
(-5%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
$29.03
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.9, Growth: 16.0%)
$143.72
(+398%)
Base:
(SPY PE: 6.9, Growth: 16.0%)
$45.04
(+56%)
Bear:
(PE: 5.8, Growth: 16.0%)
$38.29
(+33%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 10.21 | Current EPS (TTM): $2.78
Bull Case
$47.15
(+64%)
Analyst growth 51.1%, PE expands to 11.2
Base Case
$42.86
(+49%)
Market implied 51.1%, PE stable at 10.2
Bear Case
$19.29
(-33%)
Severe decline -20.0%, PE contracts to 8.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.9 to 7.3
Stabilization Target:
$30.66
(+6.3%)
PE Expansion Potential:
+6.3%
Share & Embed Analysis
Last updated: June 05, 2026 12:19 PM ET
Data refreshes hourly during market hours. Next update: 1:19 PM
Data refreshes hourly during market hours. Next update: 1:19 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is CFBK showing a specific setup today?
Insider Activity (6 Months)
4
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Bradley J Ringwald
BUY
1000 shares
2025-12-16
Robert E Hoeweler
BUY
1000 shares
2025-12-15
Kevin J Beerman
BUY
217 shares
2025-12-12
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 62 BUY |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 60 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$234 | 60 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$56 | 62 BUY |
