DCOM Stock Analysis: Buy, Sell, or Hold?
DCOM - Dime Community Bancshares, Inc. Common Stock
$39.77
0.61 (1.56%)
▲
5d:
+1.35%
30d:
+7.84%
90d:
+20.99%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Jul 23, 2026
28d
Get Alerted When DCOM Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: DCOM is fairly valued with market pricing in 3.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: DCOM is fairly valued with market pricing in 3.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$69.56
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$43.19
7.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: DCOM is currently trading at $39.77, which is considered extended relative to its 30-day fair value range of $36.75 to $39.21. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.1) compared to its historical average (8.2). At these levels, the market is pricing in 3.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, DCOM is in a uptrend. The price is approaching resistance at $39.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, DCOM is in a uptrend. The price is approaching resistance at $39.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$36.75 -
$39.21
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($43.00)
- NEUTRAL: Market pricing in 3.7% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$36.75 -
$39.21
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$36.32
Resistance Level
$39.32
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.13
Wall Street Target
$43.00
(+8.1%)
Revenue Growth (YoY)
18.1%
Earnings Growth (YoY)
65.9%
Profit Margin
29.0%
Valuation Premium vs History
+3.7% premium
PE vs Historical
9.1 vs 8.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.7%
(market-implied from PE analysis)
1-Year Target
$41.24
(+4%)
2-Year Target
$42.77
(+8%)
3-Year Target
$44.35
(+12%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$39.83
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 29.3%)
$204.89
(+415%)
Base:
(SPY PE: 9.1, Growth: 29.3%)
$85.89
(+116%)
Bear:
(PE: 7.8, Growth: 29.3%)
$73.00
(+84%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 14.72 | Current EPS (TTM): $2.66
Bull Case
$70.54
(+77%)
Analyst growth 63.8%, PE expands to 16.2
Base Case
$64.13
(+61%)
Market implied 63.8%, PE stable at 14.7
Bear Case
$26.63
(-33%)
Severe decline -20.0%, PE contracts to 12.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 24, 2026 1:21 AM ET
Data refreshes hourly during market hours. Next update: 2:21 AM
Data refreshes hourly during market hours. Next update: 2:21 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is DCOM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Stuart H Lubow
SELL
19550 shares
2026-02-13
Stuart H Lubow
SELL
5476 shares
2026-02-12
Basswood Capital Managem…
SELL
7500 shares
2026-02-03
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 65 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$73 | 64 BUY |
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$58 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$256 | 62 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$233 | 64 BUY |
