DCOM Stock Analysis: Buy, Sell, or Hold?
DCOM - Dime Community Bancshares, Inc. Common Stock
$40.76
-0.04 (-0.10%)
▼
5d:
+3.03%
30d:
-1.26%
90d:
+13.57%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When DCOM Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: DCOM shows positive signals but monitor for confirmation. Market pricing in 4.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: DCOM shows positive signals but monitor for confirmation. Market pricing in 4.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$70.70
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$43.90
7.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: DCOM is currently trading at $40.76, which is considered slightly high relative to its 30-day fair value range of $39.59 to $40.76. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.4) compared to its historical average (8.4). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, DCOM is in a strong uptrend. The price is approaching resistance at $41.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: DCOM has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $45.00 (+10.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, DCOM is in a strong uptrend. The price is approaching resistance at $41.25. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: DCOM has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $45.00 (+10.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$39.59 -
$40.76
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($45.00)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$39.59 -
$40.76
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$37.51
Resistance Level
$41.25
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.43
Wall Street Target
$45.00
(+10.4%)
Revenue Growth (YoY)
12.0%
Earnings Growth (YoY)
17.6%
Profit Margin
29.4%
Valuation Premium vs History
+4.0% premium
PE vs Historical
9.4 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$42.39
(+4%)
2-Year Target
$44.09
(+8%)
3-Year Target
$45.85
(+13%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$40.84
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 28.8%)
$191.25
(+369%)
Base:
(SPY PE: 9.4, Growth: 28.8%)
$87.01
(+114%)
Bear:
(PE: 8.0, Growth: 28.8%)
$73.96
(+81%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 14.73 | Current EPS (TTM): $2.77
Bull Case
$70.03
(+72%)
Analyst growth 56.0%, PE expands to 16.2
Base Case
$63.66
(+56%)
Market implied 56.0%, PE stable at 14.7
Bear Case
$27.74
(-32%)
Severe decline -20.0%, PE contracts to 12.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 1:47 AM ET
Data refreshes hourly during market hours. Next update: 2:47 AM
Data refreshes hourly during market hours. Next update: 2:47 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is DCOM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Stuart H Lubow
SELL
19550 shares
2026-02-13
Stuart H Lubow
SELL
5476 shares
2026-02-12
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 57 HOLD |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 50 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$92 | 56 HOLD |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$180 | 54 HOLD |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 59 HOLD |
