FXNC Stock Analysis: Buy, Sell, or Hold?
FXNC - FIRST NATL CORP STRASBURG VA
$31.04
0.03 (0.10%)
â˛
5d:
-2.63%
30d:
+7.37%
90d:
+11.45%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 29, 2026
0d
Get Alerted When FXNC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: FXNC is fairly priced but lacks strong directional signals. At 2.6% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: FXNC is fairly priced but lacks strong directional signals. At 2.6% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$36.35
Based on 4.8% avg growth
INTRINSIC VALUE TODAY
$22.57
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FXNC is currently trading at $31.04, which is considered fair relative to its 30-day fair value range of $29.92 to $32.06. The stock's valuation (Forward PE: 12.1) is in line with its historical norms (11.2). At these levels, the market is pricing in 2.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FXNC is in a strong uptrend. The price is currently testing key support at $30.35. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, FXNC is in a strong uptrend. The price is currently testing key support at $30.35. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 42/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$29.92 -
$32.06
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (42/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.50)
- NEUTRAL: Market pricing in 2.6% annual earnings growth - fairly valued
- WARNING: Composite score 50/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$29.92 -
$32.06
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$30.35
Resistance Level
$32.79
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.06
Wall Street Target
$32.50
(+4.7%)
Revenue Growth (YoY)
10.0%
Earnings Growth (YoY)
12.5%
Profit Margin
23.8%
Valuation Premium vs History
+2.6% premium
PE vs Historical
12.1 vs 11.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.6%
(market-implied from PE analysis)
1-Year Target
$31.85
(+3%)
2-Year Target
$32.68
(+5%)
3-Year Target
$33.52
(+8%)
3-Yr Target (if PE normalizes)
(PE: 12â11)
PE COMPRESSION
$31.13
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 5.5%)
$60.58
(+95%)
Base:
(SPY PE: 12.1, Growth: 5.5%)
$36.41
(+17%)
Bear:
(PE: 10.3, Growth: 5.5%)
$30.95
(0%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 12.97 | Current EPS (TTM): $2.39
Bull Case
$36.73
(+18%)
Analyst growth 7.7%, PE expands to 14.3
Base Case
$33.39
(+8%)
Market implied 7.7%, PE stable at 13.0
Bear Case
$21.09
(-32%)
Severe decline -20.0%, PE contracts to 11.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 24, 2026 6:59 AM ET
Data refreshes hourly during market hours. Next update: 7:59 AM
Data refreshes hourly during market hours. Next update: 7:59 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is FXNC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Brad E Schwartz
BUY
1000 shares
2026-03-04
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 51 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 50 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$257 | 45 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$19 | 46 HOLD |
|
KEY
KeyCorp |
BUY
19 analysts |
$26 | 51 HOLD |
