PGC Stock Analysis: Buy, Sell, or Hold?
PGC - Peapack-Gladstone Financial Corp
$46.32
0.34 (0.74%)
▲
5d:
-1.53%
30d:
-2.24%
90d:
+9.17%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Jul 27, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: PGC shows positive signals but monitor for confirmation. Market pricing in 4.6% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: PGC shows positive signals but monitor for confirmation. Market pricing in 4.6% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$78.64
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$48.83
5.1% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PGC is currently trading at $46.32, which is considered fair relative to its 30-day fair value range of $45.83 to $47.42. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.6) compared to its historical average (8.4). At these levels, the market is pricing in 4.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PGC is in a strong uptrend. Immediate support is located at $42.41, while resistance sits at $48.05.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $56.00 (+20.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PGC is in a strong uptrend. Immediate support is located at $42.41, while resistance sits at $48.05.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $56.00 (+20.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$45.83 -
$47.42
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
73.3%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.9% below Wall St target ($56.00)
- NEUTRAL: Market pricing in 4.6% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$45.83 -
$47.42
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$42.41
Resistance Level
$48.05
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.63
Wall Street Target
$56.00
(+20.9%)
Revenue Growth (YoY)
23.4%
Earnings Growth (YoY)
89.5%
Profit Margin
18.0%
Valuation Premium vs History
+4.6% premium
PE vs Historical
9.6 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$48.45
(+5%)
2-Year Target
$50.68
(+9%)
3-Year Target
$53.01
(+14%)
3-Yr Target (if PE normalizes)
(PE: 10→8)
PE COMPRESSION
$46.22
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 34.6%)
$242.86
(+424%)
Base:
(SPY PE: 9.6, Growth: 34.6%)
$112.88
(+144%)
Bear:
(PE: 8.2, Growth: 34.6%)
$95.95
(+107%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 16.02 | Current EPS (TTM): $2.87
Bull Case
$84.72
(+83%)
Analyst growth 67.5%, PE expands to 17.6
Base Case
$77.02
(+66%)
Market implied 67.5%, PE stable at 16.0
Bear Case
$31.27
(-33%)
Severe decline -20.0%, PE contracts to 13.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 9:58 PM ET
Data refreshes hourly during market hours. Next update: 10:58 PM
Data refreshes hourly during market hours. Next update: 10:58 PM
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Technical Signals Check
Is PGC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Maureen Hemhauser
SELL
5272 shares
2026-02-09
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