PGC Stock Analysis: Buy, Sell, or Hold?
PGC - Peapack-Gladstone Financial Corp
$45.92
-0.39 (-0.84%)
▼
5d:
-2.36%
30d:
-0.41%
90d:
+19.83%
BUY
MODERATE Confidence
Analysis Updated: Jul 14, 2026 12:00 AM ET
Earnings: Jul 27, 2026
12d
Get Alerted When PGC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: PGC shows positive signals but monitor for confirmation. Market pricing in 4.6% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: PGC shows positive signals but monitor for confirmation. Market pricing in 4.6% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$78.55
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$48.77
5.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PGC is currently trading at $45.92, which is considered fair relative to its 30-day fair value range of $44.88 to $47.24. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.5) compared to its historical average (8.3). At these levels, the market is pricing in 4.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PGC is in a strong uptrend. The price is approaching resistance at $45.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $52.94 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PGC is in a strong uptrend. The price is approaching resistance at $45.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $52.94 (+14.3%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$44.88 -
$47.24
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($52.94)
- NEUTRAL: Market pricing in 4.6% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$44.88 -
$47.24
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$41.95
Resistance Level
$45.99
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.53
Wall Street Target
$52.94
(+14.3%)
Revenue Growth (YoY)
25.5%
Earnings Growth (YoY)
86.0%
Profit Margin
16.0%
Valuation Premium vs History
+4.6% premium
PE vs Historical
9.5 vs 8.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$48.44
(+5%)
2-Year Target
$50.67
(+9%)
3-Year Target
$53.00
(+14%)
3-Yr Target (if PE normalizes)
(PE: 10→8)
PE COMPRESSION
$46.16
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 30.1%)
$232.88
(+403%)
Base:
(SPY PE: 9.5, Growth: 30.1%)
$101.89
(+120%)
Bear:
(PE: 8.1, Growth: 30.1%)
$86.60
(+87%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 18.71 | Current EPS (TTM): $2.47
Bull Case
$100.04
(+116%)
Analyst growth 96.8%, PE expands to 20.6
Base Case
$90.94
(+96%)
Market implied 96.8%, PE stable at 18.7
Bear Case
$31.43
(-32%)
Severe decline -20.0%, PE contracts to 15.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 4:10 PM ET
Data refreshes hourly during market hours. Next update: 5:10 PM
Data refreshes hourly during market hours. Next update: 5:10 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PGC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Maureen Hemhauser
SELL
5272 shares
2026-02-09
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 66 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$77 | 57 HOLD |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$267 | 59 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 63 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$32 | 63 BUY |
