Peapack-Gladstone Financial (PGC) Stock: Buy, Sell, or Hold?
PGC - Peapack-Gladstone Financial Corp
$44.79
-0.40 (-0.89%)
âŧ
5d:
+3.25%
30d:
-0.07%
90d:
-4.78%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 27, 2026
3d
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Interactive Price Chart (1 Month)
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Bottom Line:
âšī¸ NEUTRAL: PGC is fairly priced but lacks strong directional signals. At 2.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: PGC is fairly priced but lacks strong directional signals. At 2.9% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$80.30
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$49.86
10.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PGC is currently trading at $44.79, which is considered slightly high relative to its 30-day fair value range of $43.42 to $45.08. The stock's valuation (Forward PE: 9.4) is in line with its historical norms (8.6). At these levels, the market is pricing in 2.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PGC is in a downtrend. The price is approaching resistance at $45.28. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PGC scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $56.00 (+23.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PGC is in a downtrend. The price is approaching resistance at $45.28. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PGC scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $56.00 (+23.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$43.42 -
$45.08
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Strong technical setup (62/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 23.9% below Wall St target ($56.00)
- NEUTRAL: Market pricing in 2.9% annual earnings growth - fairly valued
- WARNING: Composite score 50/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$43.42 -
$45.08
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$42.43
Resistance Level
$45.28
Current Trend
Downtrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.42
Wall Street Target
$56.00
(+23.9%)
Revenue Growth (YoY)
23.4%
Earnings Growth (YoY)
91.2%
Profit Margin
18.0%
Valuation Premium vs History
+2.9% premium
PE vs Historical
9.4 vs 8.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.9%
(market-implied from PE analysis)
1-Year Target
$46.50
(+3%)
2-Year Target
$47.85
(+6%)
3-Year Target
$49.24
(+9%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
PE COMPRESSION
$44.93
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 34.4%)
$231.23
(+412%)
Base:
(SPY PE: 9.4, Growth: 34.4%)
$109.73
(+143%)
Bear:
(PE: 8.0, Growth: 34.4%)
$93.27
(+106%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 15.31 | Current EPS (TTM): $2.87
Bull Case
$80.77
(+79%)
Analyst growth 67.1%, PE expands to 16.8
Base Case
$73.43
(+63%)
Market implied 67.1%, PE stable at 15.3
Bear Case
$29.89
(-34%)
Severe decline -20.0%, PE contracts to 13.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 10:12 AM ET
Data refreshes hourly during market hours. Next update: 11:12 AM
Data refreshes hourly during market hours. Next update: 11:12 AM
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Technical Signals Check
Is PGC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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