SBFG Stock Analysis: Buy, Sell, or Hold?
SBFG - SB Financial Group, Inc.
$26.03
-0.53 (-2.00%)
▼
5d:
-0.4%
30d:
+13.89%
90d:
+16.03%
HOLD
MODERATE Confidence
Analysis Updated: Jul 14, 2026 12:00 AM ET
Earnings: Jul 23, 2026
8d
Get Alerted When SBFG Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: SBFG trades at premium valuation expecting 6.0% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: SBFG trades at premium valuation expecting 6.0% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$27.32
Based on 4.3% avg growth
INTRINSIC VALUE TODAY
$16.96
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBFG is currently trading at $26.02, which is considered extended relative to its 30-day fair value range of $22.68 to $25.62. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.3) compared to its historical average (8.6). At these levels, the market is pricing in 6.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SBFG is showing sideways momentum. The price is approaching resistance at $22.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBFG has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SBFG is showing sideways momentum. The price is approaching resistance at $22.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBFG has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$22.68 -
$25.62
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
54.8%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($25.00)
- NEUTRAL: PE elevated vs history but 6.0% growth expectation is conservative given 108% recent growth
Trading Range Analysis
30-Day Trading Range
$22.68 -
$25.62
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$20.96
Resistance Level
$22.89
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.29
Wall Street Target
$25.00
(-5.9%)
Revenue Growth (YoY)
11.8%
Earnings Growth (YoY)
108.5%
Profit Margin
24.3%
Valuation Premium vs History
+6.0% premium
PE vs Historical
10.3 vs 8.6
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.0%
(market-implied from PE analysis)
1-Year Target
$28.15
(+6%)
2-Year Target
$29.84
(+12%)
3-Year Target
$31.63
(+19%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$26.43
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 4.5%)
$64.04
(+141%)
Base:
(SPY PE: 10.3, Growth: 4.5%)
$30.26
(+14%)
Bear:
(PE: 8.6, Growth: 4.5%)
$25.29
(-5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.30 | Current EPS (TTM): $2.55
Bull Case
$29.24
(+10%)
Analyst growth 1.2%, PE expands to 11.3
Base Case
$26.58
(+0%)
Market implied 1.2%, PE stable at 10.3
Bear Case
$17.86
(-33%)
Severe decline -20.0%, PE contracts to 8.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 2:49 PM ET
Data refreshes hourly during market hours. Next update: 3:49 PM
Data refreshes hourly during market hours. Next update: 3:49 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SBFG showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Sue Ann Strausbaugh
BUY
48 shares
2026-03-04
Richard L Hardgrove
SELL
977 shares
2026-02-04
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
