Regions Financial (RF) Stock: Buy, Sell, or Hold?
$28.64
-0.06 (-0.21%)
âŧ
5d:
-1.34%
30d:
+6.03%
90d:
-9.54%
Open in Live Scanner
70/30 Portfolio Builder
Earnings: Oct 16, 2026
0d
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Updated Nov 11, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (61%)
Quality Score
52/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$27.23 â $28.74
Position: SLIGHTLY HIGH
Forward P/E & Valuation
10.1x
FAIR
vs 10.1x historical avg
Wall Street Target
$31.22
+9.0% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$28.03 / $29.76
Trend: Strong Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: RF is fairly priced but lacks strong directional signals. At -0.1% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Smart Money Accumulation
Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →
Signal fired Nov 3, 2026 at $28.61 · last confirmed Nov 10, 2026
Strength: 5.8/10
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.86
Based on 4.5% avg growth
INTRINSIC VALUE TODAY
$22.27
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RF is currently trading at $28.64, which is considered slightly high relative to its 30-day fair value range of $27.23 to $28.74. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (10.1). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 16.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RF is in a strong uptrend. The price is currently testing key support at $28.03. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, RF is in a strong uptrend. The price is currently testing key support at $28.03. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$27.23 -
$28.74
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
Trading Range & Key Levels
30-Day Trading Range
$27.23 -
$28.74
Current vs Trading Range
SLIGHTLY HIGH
Support Level
$28.03
Resistance Level
$29.76
Current Trend
Strong Uptrend
Technical data as of
Nov 11, 2026
Protect Your Profits
Holding RF? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- NEUTRAL: Mixed technical signals (54/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($31.22)
- WARNING: Composite score 52/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
10.05
Wall Street Target
$31.22
(+9.0%)
Revenue Growth (YoY)
5.2%
Earnings Growth (YoY)
16.4%
Profit Margin
31.3%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
10.1 vs 10.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$28.61
(0%)
2-Year Target
$28.58
(0%)
3-Year Target
$28.55
(0%)
3-Yr Target (if PE normalizes)
(PE: 10â10)
$28.69
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 5.0%)
$65.52
(+129%)
Base:
(SPY PE: 10.1, Growth: 5.0%)
$33.16
(+16%)
Bear:
(PE: 8.5, Growth: 5.0%)
$28.19
(-2%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.34 | Current EPS (TTM): $2.53
Bull Case
$35.55
(+24%)
Analyst growth 12.6%, PE expands to 12.5
Base Case
$32.32
(+13%)
Market implied 12.6%, PE stable at 11.3
Bear Case
$19.52
(-32%)
Severe decline -20.0%, PE contracts to 9.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.1 to 10.1
Stabilization Target:
$28.78
(+0.5%)
PE Expansion Potential:
+0.5%
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (RF)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Aug 30, 2026
Daily AI digest
AI Retail Discussion Summary:
A bullish StockTwits message highlights recent dividend increases for $RF and several other stocks. No newsworthy articles were found.
Key Retail Themes:
dividend growth
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 11:33 PM ET
Data refreshes hourly during market hours. Next update: 12:33 AM
Data refreshes hourly during market hours. Next update: 12:33 AM
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Insider Activity (6 Months)
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