SHBI Stock Analysis: Buy, Sell, or Hold?
SHBI - Shore Bancshares Inc
$23.34
0.20 (0.86%)
â˛
5d:
-2.63%
30d:
+1.92%
90d:
+16.99%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When SHBI Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: SHBI is fairly priced but lacks strong directional signals. At 3.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: SHBI is fairly priced but lacks strong directional signals. At 3.4% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$26.18
Based on 4.4% avg growth
INTRINSIC VALUE TODAY
$16.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SHBI is currently trading at $23.34, which is considered slightly low relative to its 30-day fair value range of $23.19 to $24.30. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.3) compared to its historical average (9.3). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SHBI is in a strong uptrend. Immediate support is located at $21.91, while resistance sits at $24.43.
Market Sentiment: SHBI scores 34/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $25.75 (+10.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, SHBI is in a strong uptrend. Immediate support is located at $21.91, while resistance sits at $24.43.
Market Sentiment: SHBI scores 34/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $25.75 (+10.3%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$23.19 -
$24.30
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
55.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (34/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($25.75)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
- WARNING: Composite score 51/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$23.19 -
$24.30
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$21.91
Resistance Level
$24.43
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.28
Wall Street Target
$25.75
(+10.3%)
Revenue Growth (YoY)
10.6%
Earnings Growth (YoY)
21.7%
Profit Margin
28.7%
Valuation Premium vs History
+3.4% premium
PE vs Historical
10.3 vs 9.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$24.13
(+3%)
2-Year Target
$24.95
(+7%)
3-Year Target
$25.80
(+11%)
3-Yr Target (if PE normalizes)
(PE: 10â9)
PE COMPRESSION
$23.34
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 4.8%)
$52.51
(+125%)
Base:
(SPY PE: 10.3, Growth: 4.8%)
$26.90
(+15%)
Bear:
(PE: 8.7, Growth: 4.8%)
$22.87
(-2%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.69 | Current EPS (TTM): $1.98
Bull Case
$29.18
(+25%)
Analyst growth 14.6%, PE expands to 12.9
Base Case
$26.53
(+14%)
Market implied 14.6%, PE stable at 11.7
Bear Case
$15.74
(-33%)
Severe decline -20.0%, PE contracts to 9.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 7:11 AM ET
Data refreshes hourly during market hours. Next update: 8:11 AM
Data refreshes hourly during market hours. Next update: 8:11 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SHBI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 51 HOLD |
|
PNC
PNC Financial Services GâĻ |
BUY
23 analysts |
$278 | 48 HOLD |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 50 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$256 | 45 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 46 HOLD |
