UVSP Stock Analysis: Buy, Sell, or Hold?
UVSP - Univest Financial Corporation Common Stock
$43.68
0.23 (0.53%)
▲
5d:
-1.2%
30d:
+4.52%
90d:
+17.7%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 22, 2026
7d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: UVSP shows positive signals but monitor for confirmation. Market pricing in 4.2% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: UVSP shows positive signals but monitor for confirmation. Market pricing in 4.2% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$45.86
Based on 3.6% avg growth
INTRINSIC VALUE TODAY
$28.48
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UVSP is currently trading at $43.68, which is considered slightly high relative to its 30-day fair value range of $41.65 to $44.07. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.6) compared to its historical average (10.2). At these levels, the market is pricing in 4.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, UVSP is in a strong uptrend. The price is approaching resistance at $41.77. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, UVSP is in a strong uptrend. The price is approaching resistance at $41.77. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$41.65 -
$44.07
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.4%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($42.67)
- NEUTRAL: Market pricing in 4.2% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$41.65 -
$44.07
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$38.50
Resistance Level
$41.77
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.57
Wall Street Target
$42.67
(-2.3%)
Revenue Growth (YoY)
12.1%
Earnings Growth (YoY)
24.7%
Profit Margin
29.5%
Valuation Premium vs History
+4.2% premium
PE vs Historical
11.6 vs 10.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.2%
(market-implied from PE analysis)
1-Year Target
$45.51
(+4%)
2-Year Target
$47.43
(+9%)
3-Year Target
$49.42
(+13%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$43.58
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 3.1%)
$90.13
(+106%)
Base:
(SPY PE: 11.6, Growth: 3.1%)
$47.86
(+10%)
Bear:
(PE: 9.8, Growth: 3.1%)
$40.68
(-7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 13.09 | Current EPS (TTM): $3.32
Bull Case
$54.37
(+25%)
Analyst growth 13.8%, PE expands to 14.4
Base Case
$49.43
(+13%)
Market implied 13.8%, PE stable at 13.1
Bear Case
$29.55
(-32%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 5:34 AM ET
Data refreshes hourly during market hours. Next update: 6:34 AM
Data refreshes hourly during market hours. Next update: 6:34 AM
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Technical Signals Check
Is UVSP showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Natalye Paquin
BUY
580 shares
2026-02-02
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