Univest Financial (UVSP) Stock: Buy, Sell, or Hold?
UVSP - Univest Financial Corporation Common Stock
$42.67
0.10 (0.23%)
▲
5d:
+1.47%
30d:
-0.61%
90d:
+1.55%
BUY
HIGH Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 28, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: UVSP shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: UVSP shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$48.74
Based on 3.6% avg growth
INTRINSIC VALUE TODAY
$30.26
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UVSP is currently trading at $42.67, which is considered fair relative to its 30-day fair value range of $41.52 to $43.28. The stock's valuation (Forward PE: 10.9) is in line with its historical norms (10.4). At these levels, the market is pricing in 1.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, UVSP is in a strong uptrend. The price is approaching resistance at $43.04. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: UVSP scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, UVSP is in a strong uptrend. The price is approaching resistance at $43.04. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: UVSP scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$41.52 -
$43.28
Company Quality Score
72/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (71/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.50)
- NEUTRAL: Market pricing in 1.4% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 71/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$41.52 -
$43.28
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$40.86
Resistance Level
$43.04
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.87
Wall Street Target
$45.50
(+6.6%)
Revenue Growth (YoY)
8.4%
Earnings Growth (YoY)
18.8%
Profit Margin
29.8%
Valuation Premium vs History
+1.4% premium
PE vs Historical
10.9 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.4%
(market-implied from PE analysis)
1-Year Target
$43.27
(+1%)
2-Year Target
$43.87
(+3%)
3-Year Target
$44.49
(+4%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$42.58
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 3.2%)
$86.93
(+104%)
Base:
(SPY PE: 10.9, Growth: 3.2%)
$46.83
(+10%)
Bear:
(PE: 9.2, Growth: 3.2%)
$39.81
(-7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.20 | Current EPS (TTM): $3.49
Bull Case
$52.69
(+24%)
Analyst growth 12.5%, PE expands to 13.4
Base Case
$47.90
(+12%)
Market implied 12.5%, PE stable at 12.2
Bear Case
$28.95
(-32%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 9:20 PM ET
Data refreshes hourly during market hours. Next update: 10:20 PM
Data refreshes hourly during market hours. Next update: 10:20 PM
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Technical Signals Check
Is UVSP showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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