CIFR vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 19, 2026

CIFR

43.5
AI Score
VS
SOFI Wins

SOFI

60.3
AI Score

Investment Advisor Scores

CIFR

44score
Recommendation
HOLD

SOFI

60score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CIFR SOFI Winner
Revenue 59.67M 283.08M SOFI
Net Income -381.85M 323.32M SOFI
Net Margin -639.9% 114.2% SOFI
ROE -67.9% 2.9% SOFI
ROA -5.1% 0.5% SOFI
Total Assets 7.50B 60.95B SOFI
Cash 831.83M 3.13B SOFI

Relative Price Performance (Last 90 Days)

CIFR 1M: -52.2% · 3M: -64.6% SOFI 1M: -13.2% · 3M: -10.5%

Current Technical Phase

CIFR

Markdown
Sell / avoid

Price below a falling SMA50 (slope -15.4%), weak momentum, RSI 24

RSI (14): 24.1 · Price: $9.13

SOFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.2%), weak momentum, RSI 41

RSI (14): 40.5 · Price: $14.90

Fundamentals Snapshot

Metric CIFR SOFI
Market Cap — —
Forward P/E 40.8 18.1
Trailing P/E — 30.0
Revenue (TTM) — —
Revenue Growth -0.4% 0.4%
Gross Margin -0.1% 0.8%
Operating Margin -3.0% 0.2%
EPS -2.87 0.49
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.