CIVB vs FISI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

CIVB

58.7
AI Score
VS
FISI Wins

FISI

63.8
AI Score

Investment Advisor Scores

CIVB

59score
Recommendation
HOLD

FISI

64score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric CIVB FISI Winner
Forward P/E 9.5329 11.274 CIVB
PEG Ratio 1.3731 1.4095 CIVB
Revenue Growth 13.5% 7.0% CIVB
Earnings Growth -3.0% 22.4% FISI
Tradestie Score 58.7/100 63.8/100 FISI
Profit Margin 29.6% 33.9% FISI
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY FISI

Relative Price Performance (Last 90 Days)

CIVB 1M: -1.6% · 3M: -3.4% FISI 1M: -2.1% · 3M: +2.7%

Current Technical Phase

CIVB

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.6%) with fading momentum, RSI 47

RSI (14): 46.7 · Price: $26.98

FISI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 47.0 · Price: $39.98

Fundamentals Snapshot

Metric CIVB FISI
Market Cap — —
Forward P/E 9.3 9.3
Trailing P/E 9.8 9.7
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 2.70 4.08
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, FISI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.