COIN vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 20, 2026

COIN

53.4
AI Score
VS
SOFI Wins

SOFI

55.5
AI Score

Investment Advisor Scores

COIN

53score
Recommendation
HOLD

SOFI

56score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric COIN SOFI Winner
Revenue 283.08M 2.63B COIN
Net Income 323.32M -753.59M SOFI
Net Margin 114.2% -28.6% SOFI
ROE 2.9% -5.8% SOFI
ROA 0.5% -2.8% SOFI
Total Assets 60.95B 26.46B SOFI
Cash 3.13B 8.61B COIN

Relative Price Performance (Last 90 Days)

COIN 1M: -11.9% · 3M: +9.9% SOFI 1M: -13.2% · 3M: -10.5%

Current Technical Phase

COIN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 48.4 · Price: $177.08

SOFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.2%), weak momentum, RSI 41

RSI (14): 40.5 · Price: $14.90

Fundamentals Snapshot

Metric COIN SOFI
Market Cap — —
Forward P/E 59.6 18.1
Trailing P/E — 30.0
Revenue (TTM) — —
Revenue Growth -0.2% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin -0.1% 0.2%
EPS -3.84 0.49
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.