CPAY vs IOT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jun 03, 2026

CPAY

61.4
AI Score
VS
IOT Wins

IOT

66.4
AI Score

Investment Advisor Scores

CPAY

61score
Recommendation
BUY

IOT

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CPAY IOT Winner
Revenue 585.50M 1.17B IOT
Net Income 174.94M -31.16M CPAY
Net Margin 29.9% -2.7% CPAY
Operating Income 260.09M -61.59M CPAY
ROE 4.5% -2.4% CPAY
ROA 1.5% -1.3% CPAY
Total Assets 11.69B 2.31B CPAY
Cash 979.57M 275.11M CPAY
Current Ratio 0.91 1.56 IOT
Free Cash Flow 185.49M 145.73M CPAY

Frequently Asked Questions

Based on our detailed analysis, IOT is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.